| ZIP Code | 50278 |
|---|---|
| City | Zearing |
| State | Iowa (IA) |
| County | Story County |
| Area Code | 641 |
| Elevation | 1,114 ft |
| Latitude | 42.155575 |
|---|---|
| Longitude | -93.30116 |
| Timezone | Chicago (DST) |
| FIPS | 19169 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.4 yrs ↓ 17% since 2019 |
|---|---|
| Avg Household Size | 2.55 |
| Below Poverty | 15.6% ▲ 56% above avg |
| College Grads | 46.4% ▲ 20% above avg |
| Unemployment | 1.0% ▼ 79% below avg |
| HS Graduate | 124 (22.9%) |
| Some College | 84 (15.5%) |
| Associates | 82 (15.2%) |
| Bachelors | 67 (12.4%) |
| Graduate Degree | 184 (34%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $67,344 ▼ 12% below avg ↑ 16% since 2019 |
|---|---|
| Median Home Value | $170,400 ▼ 39% below avg ↑ 43% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $936/mo ↑ 40% since 2019 |
| Total Units | 325 |
| Vacant Units | 15 |
| Avg HH Size | 2.55 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 325 |
|---|---|
| Vacant | 15 |
| Owner Occupied | 81.3% |
| Renter Occupied | 18.7% |
| Avg HH Size | 2.55 |
ZIP code 50278 is located in Zearing, Iowa, within Story County. With a population of 819, this is a sparsely populated ZIP code with a relatively young community — the median age is 37.4 years. Economically, 50278 is a solidly middle-class ZIP code: the median household income of $67,344 is near the national average.
Real estate in ZIP code 50278 represents an affordable housing market. The median home value of $170,400 is below the national average. Renters can expect to pay around $936 per month in median rent. Homeownership is strong here — 81.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 43% since 2019.
The population of 50278 is primarily White (76.68%). Residents are well-educated — 46.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 15.6%. Household income has grown by 16% since 2019.
The unemployment rate in 50278 stands at 1.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 50278 in Zearing, IA is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 819 residents, a median household income of $67,344, and a median home value of $170,400, it offers a clear picture of life in this part of Iowa.