| ZIP Code | 50240 |
|---|---|
| City | Saint Charles |
| State | Iowa (IA) |
| County | Madison County |
| Area Code | 641 |
| Elevation | 1,051 ft |
| Latitude | 41.29709 |
|---|---|
| Longitude | -93.793028 |
| Timezone | Chicago (DST) |
| FIPS | 19121 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.1 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.64 |
| Below Poverty | 3.7% ▼ 64% below avg |
| College Grads | 45.6% ▲ 18% above avg |
| Unemployment | 2.9% ▼ 41% below avg |
| No HS Diploma | 4 (0.2%) |
| HS Graduate | 507 (31.5%) |
| Some College | 147 (9.1%) |
| Associates | 219 (13.6%) |
| Bachelors | 262 (16.3%) |
| Graduate Degree | 472 (29.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $110,027 ▲ 44% above avg ↑ 38% since 2019 |
|---|---|
| Median Home Value | $297,200 ≈ Avg ↑ 45% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $939/mo ↑ 7% since 2019 |
| Total Units | 936 |
| Vacant Units | 65 |
| Avg HH Size | 2.64 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 936 |
|---|---|
| Vacant | 65 |
| Owner Occupied | 87.4% |
| Renter Occupied | 12.6% |
| Avg HH Size | 2.64 |
ZIP code 50240 is located in Saint Charles, Iowa, within Madison County. With a population of 2,299, this is a sparsely populated ZIP code with a mature community — the median age is 46.1 years. Economically, 50240 is a upper-middle-income ZIP code: the median household income of $110,027 is above the national average.
Real estate in ZIP code 50240 represents a mid-range housing market. The median home value of $297,200 is near the national average. Renters can expect to pay around $939 per month in median rent. Homeownership is strong here — 87.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 45% since 2019.
The population of 50240 is primarily White (91.43%). Residents are well-educated — 45.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 3.7%. Household income has grown by 38% since 2019.
The unemployment rate in 50240 stands at 2.9%, which is below the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 50240 in Saint Charles, IA is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 2,299 residents, a median household income of $110,027, and a median home value of $297,200, it offers a clear picture of life in this part of Iowa.