US ZIP Code
49738

Grayling, MI

Crawford County  ·  Michigan

● Active
👥 9,599 Population ↓ 3% since 2019
💰 $57,573 Median HH Income
▼ 25% below avg ↑ 18% since 2019
🎂 51.2 Median Age
🏠 $153,200 Median Home Value
▼ 45% below avg ↑ 46% since 2019
🎓 34.6% College Grads
▼ 11% below avg
📊 6.3% Unemployment
▲ 28% above avg ↑ 19% since 2019
ZIP Code Details
ZIP Code49738
CityGrayling
StateMichigan (MI)
CountyCrawford County
Area Code989
Elevation1,172 ft
Latitude44.692289
Longitude-84.595113
TimezoneDetroit (DST)
FIPS26039
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.7% (4,866) Female 49.3% (4,733) ♀

Race & Ethnicity

White: 92.6%Hispanic: 2.2%Black: 0.3%Asian: 0.9%Other: 3.6%Race
White92.6%
Hispanic2.2%
Black0.3%
Asian0.9%
Other3.6%

Age Breakdown

Under 5
5%
5–17
14%
18–24
6%
25–44
20%
45–64
29%
65+
13%

Key Indicators

Median Age51.2 yrs
Avg Household Size2.15
Below Poverty13.6% ▲ 36% above avg
College Grads34.6% ▼ 11% below avg
Unemployment6.3% ▲ 28% above avg
No HS Diploma24 (0.4%)
HS Graduate2,177 (32.3%)
Some College1,142 (17%)
Associates1,062 (15.8%)
Bachelors841 (12.5%)
Graduate Degree1,488 (22.1%)

Education

No HS: 0.4%HS Grad: 32.3%Some College: 17%Associates: 15.8%Bachelors: 12.5%Graduate: 22.1%Edu
No HS0.4%
HS Grad32.3%
Some College17.0%
Associates15.8%
Bachelors12.5%
Graduate22.1%
Housing & Income

Housing Tenure

Owner: 78.7%Renter: 21.3%Tenure
Owner78.7%
Renter21.3%

Home Value Distribution

Under $50k
7%
$50k–100k
16%
$100k–150k
26%
$150k–200k
14%
$200k–300k
19%
$300k–500k
14%
Over $500k
4%

Financials

Median HH Income$57,573 ▼ 25% below avg ↑ 18% since 2019
Median Home Value$153,200 ▼ 45% below avg ↑ 46% since 2019
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$855/mo ↑ 17% since 2019
Total Units7,299
Vacant Units2,911
Avg HH Size2.15

Income Distribution

Under $25k
22%
$25k–50k
19%
$50k–75k
22%
$75k–100k
14%
$100k–150k
15%
$150k–200k
5%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
2%
Walked
3%
Work From Home
7%

Commute Time

Under 15 min
48%
15–30 min
29%
30–45 min
13%
Over 45 min
11%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
10%
1960s–1970s
14%
1980s–1990s
20%
2000+
52%

Summary

Total Units7,299
Vacant2,911
Owner Occupied78.7%
Renter Occupied21.3%
Avg HH Size2.15
Frequently Asked Questions
ZIP code 49738 is in Grayling, MI, in Crawford County.
ZIP code 49738 is located in Michigan (MI).
ZIP code 49738 is in Crawford County, MI.
ZIP 49738 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 49738 is 9,599 people (ACS 2023).
The median household income in ZIP code 49738 is $57,573 (ACS 2023).
The median home value in ZIP 49738 is $153,200 (ACS 2023).
About ZIP Code 49738

ZIP code 49738 is located in Grayling, Michigan, within Crawford County. With a population of 9,599, this is a lightly populated ZIP code with a mature community — the median age is 51.2 years. Economically, 49738 is a solidly middle-class ZIP code: the median household income of $57,573 is below the national average.

Real estate in ZIP code 49738 represents an affordable housing market. The median home value of $153,200 is below the national average. Renters can expect to pay around $855 per month in median rent. Homeownership is strong here — 78.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 46% since 2019.

The population of 49738 is primarily White (92.59%). Residents are moderately educated — 34.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.6%. Household income has grown by 18% since 2019.

The unemployment rate in 49738 stands at 6.3%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.

Overall, ZIP code 49738 in Grayling, MI is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 9,599 residents, a median household income of $57,573, and a median home value of $153,200, it offers a clear picture of life in this part of Michigan.