| ZIP Code | 48636 |
|---|---|
| City | Luzerne |
| State | Michigan (MI) |
| County | Oscoda County |
| Area Code | 989 |
| Elevation | 1,105 ft |
| Latitude | 44.586019 |
|---|---|
| Longitude | -84.28586 |
| Timezone | Detroit (DST) |
| FIPS | 26135 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 57.3 yrs |
|---|---|
| Avg Household Size | 2.22 |
| Below Poverty | 11.1% ▲ 11% above avg |
| College Grads | 25.5% ▼ 34% below avg |
| Unemployment | 6.9% ▲ 40% above avg |
| No HS Diploma | 20 (3%) |
| HS Graduate | 262 (39%) |
| Some College | 109 (16.2%) |
| Associates | 109 (16.2%) |
| Bachelors | 42 (6.3%) |
| Graduate Degree | 129 (19.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,478 ▼ 17% below avg ↑ 86% since 2019 |
|---|---|
| Median Home Value | $135,700 ▼ 51% below avg ↑ 67% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Total Units | 895 |
| Vacant Units | 493 |
| Avg HH Size | 2.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 895 |
|---|---|
| Vacant | 493 |
| Owner Occupied | 92.0% |
| Renter Occupied | 8.0% |
| Avg HH Size | 2.22 |
ZIP code 48636 is located in Luzerne, Michigan, within Oscoda County. With a population of 891, this is a sparsely populated ZIP code with an older community — the median age is 57.3 years. Economically, 48636 is a solidly middle-class ZIP code: the median household income of $63,478 is below the national average.
Real estate in ZIP code 48636 represents one of the more affordable housing markets in the country. The median home value of $135,700 is well below the national average. Homeownership is strong here — 92.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 67% since 2019.
The population of 48636 is primarily White (91.69%). Residents are moderately educated — 25.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 11.1%. Household income has grown by 86% since 2019.
The unemployment rate in 48636 stands at 6.9%, which is above the national average. About 21% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 48636 in Luzerne, MI is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 891 residents, a median household income of $63,478, and a median home value of $135,700, it offers a clear picture of life in this part of Michigan.