US ZIP Code
48654

Rose City, MI

Ogemaw County  ·  Michigan

● Active
👥 2,455 Population ↑ 11% since 2019
💰 $46,563 Median HH Income
▼ 39% below avg ↑ 17% since 2019
🎂 58.2 Median Age ↑ 4% since 2019
🏠 $134,200 Median Home Value
▼ 52% below avg ↑ 37% since 2019
🎓 29.8% College Grads
▼ 23% below avg
📊 6.9% Unemployment
▲ 42% above avg ↓ 35% since 2019
ZIP Code Details
ZIP Code48654
CityRose City
StateMichigan (MI)
CountyOgemaw County
Area Code989
Elevation1,255 ft
Latitude44.476724
Longitude-84.11752
TimezoneDetroit (DST)
FIPS26129
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 52.8% (1,297) Female 47.2% (1,158) ♀

Race & Ethnicity

White: 96.6%Hispanic: 1.3%Black: 0.7%Other: 1.2%Race
White96.6%
Hispanic1.3%
Black0.7%
Other1.2%

Age Breakdown

Under 5
4%
5–17
13%
18–24
4%
25–44
18%
45–64
29%
65+
14%

Key Indicators

Median Age58.2 yrs ↑ 4% since 2019
Avg Household Size2.12
Below Poverty18.2% ▲ 82% above avg
College Grads29.8% ▼ 23% below avg
Unemployment6.9% ▲ 42% above avg
No HS Diploma8 (0.5%)
HS Graduate679 (39.3%)
Some College240 (13.9%)
Associates287 (16.6%)
Bachelors213 (12.3%)
Graduate Degree302 (17.5%)

Education

No HS: 0.5%HS Grad: 39.3%Some College: 13.9%Associates: 16.6%Bachelors: 12.3%Graduate: 17.5%Edu
No HS0.5%
HS Grad39.3%
Some College13.9%
Associates16.6%
Bachelors12.3%
Graduate17.5%
Housing & Income

Housing Tenure

Owner: 86.1%Renter: 14%Tenure
Owner86.1%
Renter14.0%

Home Value Distribution

Under $50k
14%
$50k–100k
25%
$100k–150k
19%
$150k–200k
16%
$200k–300k
17%
$300k–500k
8%
Over $500k
2%

Financials

Median HH Income$46,563 ▼ 39% below avg ↑ 17% since 2019
Median Home Value$134,200 ▼ 52% below avg ↑ 37% since 2019
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$635/mo ↑ 14% since 2019
Total Units1,989
Vacant Units871
Avg HH Size2.12

Income Distribution

Under $25k
27%
$25k–50k
24%
$50k–75k
17%
$75k–100k
16%
$100k–150k
12%
$150k–200k
3%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
91%
Walked
1%
Work From Home
8%

Commute Time

Under 15 min
40%
15–30 min
29%
30–45 min
13%
Over 45 min
17%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
13%
1960s–1970s
13%
1980s–1990s
15%
2000+
54%

Summary

Total Units1,989
Vacant871
Owner Occupied86.1%
Renter Occupied14.0%
Avg HH Size2.12
Frequently Asked Questions
ZIP code 48654 is in Rose City, MI, in Ogemaw County.
ZIP code 48654 is located in Michigan (MI).
ZIP code 48654 is in Ogemaw County, MI.
ZIP 48654 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 48654 is 2,455 people (ACS 2023).
The median household income in ZIP code 48654 is $46,563 (ACS 2023).
The median home value in ZIP 48654 is $134,200 (ACS 2023).
About ZIP Code 48654

ZIP code 48654 is located in Rose City, Michigan, within Ogemaw County. With a population of 2,455, this is a sparsely populated ZIP code with an older community — the median age is 58.2 years. Economically, 48654 is a working-class ZIP code: the median household income of $46,563 is below the national average.

Real estate in ZIP code 48654 represents one of the more affordable housing markets in the country. The median home value of $134,200 is well below the national average. Renters can expect to pay around $635 per month in median rent. Homeownership is strong here — 86.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.

The population of 48654 is primarily White (96.62%). Residents are moderately educated — 29.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 18.2%. Household income has grown by 17% since 2019.

The unemployment rate in 48654 stands at 6.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.

Overall, ZIP code 48654 in Rose City, MI is characterized as working-class, moderately educated, an older community, and predominantly owner-occupied. With 2,455 residents, a median household income of $46,563, and a median home value of $134,200, it offers a clear picture of life in this part of Michigan.