| ZIP Code | 49022 |
|---|---|
| City | Benton Harbor |
| State | Michigan (MI) |
| County | Berrien County |
| Area Code | 269 |
| Elevation | 689 ft |
| Latitude | 42.112591 |
|---|---|
| Longitude | -86.373377 |
| Timezone | Detroit (DST) |
| FIPS | 26021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.9 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.33 |
| Below Poverty | 31.4% ▲ 214% above avg |
| College Grads | 29.2% ▼ 25% below avg |
| Unemployment | 14.2% ▲ 191% above avg |
| No HS Diploma | 573 (3.2%) |
| HS Graduate | 5,667 (31.9%) |
| Some College | 3,121 (17.6%) |
| Associates | 3,211 (18.1%) |
| Bachelors | 1,711 (9.6%) |
| Graduate Degree | 3,461 (19.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $39,859 ▼ 48% below avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $140,500 ▼ 50% below avg ↑ 48% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $797/mo ↑ 16% since 2019 |
| Total Units | 14,484 |
| Vacant Units | 1,813 |
| Avg HH Size | 2.33 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 14,484 |
|---|---|
| Vacant | 1,813 |
| Owner Occupied | 58.4% |
| Renter Occupied | 41.6% |
| Avg HH Size | 2.33 |
ZIP code 49022 is located in Benton Harbor, Michigan, within Berrien County. With a population of 29,796, this is a moderately populated ZIP code with a relatively young community — the median age is 37.9 years. Economically, 49022 is a lower-income ZIP code: the median household income of $39,859 is below the national average.
Real estate in ZIP code 49022 represents one of the more affordable housing markets in the country. The median home value of $140,500 is below the national average. Renters can expect to pay around $797 per month in median rent. The area has a relatively balanced mix of owners (58.4%) and renters (41.6%). Median home values have increased by 48% since 2019.
The population of 49022 is majority Black (50.32%). Residents are moderately educated — 29.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 31.4%. Household income has grown by 18% since 2019.
The unemployment rate in 49022 stands at 14.2%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 49022 in Benton Harbor, MI is characterized as lower-income, moderately educated, and a relatively young community. With 29,796 residents, a median household income of $39,859, and a median home value of $140,500, it offers a clear picture of life in this part of Michigan.