| ZIP Code | 49085 |
|---|---|
| City | Saint Joseph |
| State | Michigan (MI) |
| County | Berrien County |
| Area Code | 269 |
| Elevation | 591 ft |
| Latitude | 42.054277 |
|---|---|
| Longitude | -86.4626 |
| Timezone | Detroit (DST) |
| FIPS | 26021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.4 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.25 |
| Below Poverty | 4.1% ▼ 59% below avg |
| College Grads | 61.0% ▲ 57% above avg |
| Unemployment | 2.0% ▼ 59% below avg |
| No HS Diploma | 153 (0.9%) |
| HS Graduate | 2,853 (16.5%) |
| Some College | 1,407 (8.2%) |
| Associates | 2,321 (13.5%) |
| Bachelors | 2,090 (12.1%) |
| Graduate Degree | 8,421 (48.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $101,763 ▲ 33% above avg ↑ 34% since 2019 |
|---|---|
| Median Home Value | $287,300 ≈ Avg ↑ 42% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $1,099/mo ↑ 33% since 2019 |
| Total Units | 11,468 |
| Vacant Units | 1,294 |
| Avg HH Size | 2.25 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 11,468 |
|---|---|
| Vacant | 1,294 |
| Owner Occupied | 77.7% |
| Renter Occupied | 22.3% |
| Avg HH Size | 2.25 |
ZIP code 49085 is located in Saint Joseph, Michigan, within Berrien County. With a population of 23,575, this is a moderately populated ZIP code with a mature community — the median age is 45.4 years. Economically, 49085 is a upper-middle-income ZIP code: the median household income of $101,763 is above the national average.
Real estate in ZIP code 49085 represents a mid-range housing market. The median home value of $287,300 is near the national average. Renters can expect to pay around $1,099 per month in median rent. Homeownership is strong here — 77.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 49085 is primarily White (85.38%). Residents are highly educated — 61.0% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.1%. Household income has grown by 34% since 2019.
The unemployment rate in 49085 stands at 2.0%, which is well below the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 49085 in Saint Joseph, MI is characterized as upper-middle-income, highly educated, a mature community, and predominantly owner-occupied. With 23,575 residents, a median household income of $101,763, and a median home value of $287,300, it offers a clear picture of life in this part of Michigan.