| ZIP Code | 49038 |
|---|---|
| City | Coloma |
| State | Michigan (MI) |
| County | Berrien County |
| Area Code | 269 |
| Elevation | 660 ft |
| Latitude | 42.202822 |
|---|---|
| Longitude | -86.320868 |
| Timezone | Detroit (DST) |
| FIPS | 26021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.1 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.31 |
| Below Poverty | 12.5% ▲ 25% above avg |
| College Grads | 31.2% ▼ 20% below avg |
| Unemployment | 4.3% ▼ 12% below avg |
| No HS Diploma | 70 (1.2%) |
| HS Graduate | 1,967 (34.5%) |
| Some College | 990 (17.4%) |
| Associates | 897 (15.7%) |
| Bachelors | 565 (9.9%) |
| Graduate Degree | 1,212 (21.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,396 ▼ 21% below avg ↑ 7% since 2019 |
|---|---|
| Median Home Value | $196,200 ▼ 30% below avg ↑ 41% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $944/mo ↑ 19% since 2019 |
| Total Units | 5,124 |
| Vacant Units | 1,434 |
| Avg HH Size | 2.31 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,124 |
|---|---|
| Vacant | 1,434 |
| Owner Occupied | 73.7% |
| Renter Occupied | 26.3% |
| Avg HH Size | 2.31 |
ZIP code 49038 is located in Coloma, Michigan, within Berrien County. With a population of 8,577, this is a lightly populated ZIP code with a mature community — the median age is 45.1 years. Economically, 49038 is a solidly middle-class ZIP code: the median household income of $60,396 is below the national average.
Real estate in ZIP code 49038 represents an affordable housing market. The median home value of $196,200 is below the national average. Renters can expect to pay around $944 per month in median rent. Homeownership is strong here — 73.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 49038 is primarily White (81.53%). Residents are moderately educated — 31.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.5%. Household income has grown by 7% since 2019.
The unemployment rate in 49038 stands at 4.3%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 49038 in Coloma, MI is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 8,577 residents, a median household income of $60,396, and a median home value of $196,200, it offers a clear picture of life in this part of Michigan.