| ZIP Code | 48813 |
|---|---|
| City | Charlotte |
| State | Michigan (MI) |
| County | Eaton County |
| Area Code | 517 |
| Elevation | 884 ft |
| Latitude | 42.573445 |
|---|---|
| Longitude | -84.845726 |
| Timezone | Detroit (DST) |
| FIPS | 26045 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.3 yrs |
|---|---|
| Avg Household Size | 2.59 |
| Below Poverty | 9.0% ▼ 10% below avg |
| College Grads | 29.4% ▼ 24% below avg |
| Unemployment | 3.8% ▼ 23% below avg |
| No HS Diploma | 119 (0.9%) |
| HS Graduate | 4,598 (34.6%) |
| Some College | 2,575 (19.3%) |
| Associates | 2,110 (15.9%) |
| Bachelors | 1,289 (9.7%) |
| Graduate Degree | 2,617 (19.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $77,431 ≈ Avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $178,500 ▼ 36% below avg ↑ 25% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $870/mo ↑ 9% since 2019 |
| Total Units | 8,174 |
| Vacant Units | 553 |
| Avg HH Size | 2.59 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,174 |
|---|---|
| Vacant | 553 |
| Owner Occupied | 80.9% |
| Renter Occupied | 19.1% |
| Avg HH Size | 2.59 |
ZIP code 48813 is located in Charlotte, Michigan, within Eaton County. With a population of 20,263, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.3 years. Economically, 48813 is a middle-income ZIP code: the median household income of $77,431 is near the national average.
Real estate in ZIP code 48813 represents an affordable housing market. The median home value of $178,500 is below the national average. Renters can expect to pay around $870 per month in median rent. Homeownership is strong here — 80.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 48813 is primarily White (89.12%). Residents are moderately educated — 29.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.0%. Household income has grown by 23% since 2019.
The unemployment rate in 48813 stands at 3.8%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 48813 in Charlotte, MI is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 20,263 residents, a median household income of $77,431, and a median home value of $178,500, it offers a clear picture of life in this part of Michigan.