City

Charlotte, MI

1 ZIP code  ·  Eaton County  ·  Michigan

👥20,263Population
💰$77,431Median HH Income≈ Avg
🎂41.3Median Age
🏠$178,500Median Home Value▼ 36% below avg
🎓29.4%College Grads▼ 24% below avg
📊3.8%Unemployment▼ 23% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 51.0% Female 49.1% ♀

Race & Ethnicity

White: 89.1%Hispanic: 5%Black: 1.3%Asian: 0.9%Other: 3.2%Race
White89.1%
Hispanic5.0%
Black1.3%
Asian0.9%
Other3.2%

Age Breakdown

Under 5
5%
5–17
18%
18–24
8%
25–44
24%
45–64
29%
65+
7%

Key Indicators

Median Age41.3 yrs
Avg HH Size2.59
Below Poverty9.0% ▼ 10% below avg
College Grads29.4% ▼ 24% below avg
Unemployment3.8% ▼ 23% below avg
No HS Diploma119 (0.9%)
HS Graduate4,598 (34.6%)
Some College2,575 (19.3%)
Associates2,110 (15.9%)
Bachelors1,289 (9.7%)
Graduate Degree2,617 (19.7%)

Education

No HS: 0.9%HS Grad: 34.6%Some College: 19.3%Associates: 15.9%Bachelors: 9.7%Graduate: 19.7%Edu
No HS0.9%
HS Grad34.6%
Some College19.3%
Associates15.9%
Bachelors9.7%
Graduate19.7%
Housing & Income

Housing Tenure

Owner: 80.9%Renter: 19.1%Tenure
Owner80.9%
Renter19.1%

Home Value Distribution

Under $50k
6%
$50k–$100k
10%
$100k–$150k
19%
$150k–$200k
24%
$200k–$300k
25%
$300k–$500k
12%
Over $500k
3%

Financials

Median HH Income$77,431 ≈ Avg
Median Home Value$178,500 ▼ 36% below avg
Home/Income Ratio2.3x (nat avg ~3.5x)
Median Rent$870/mo
Total Housing Units8,174
Vacant Units553

Income Distribution

Under $25k
13%
$25k–$50k
15%
$50k–$75k
18%
$75k–$100k
17%
$100k–$150k
21%
$150k–$200k
10%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
1%
Walked
3%
Work From Home
11%

Commute Time

Under 15 min
32%
15–30 min
36%
30–45 min
23%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
9%
1960s–1970s
14%
1980s–1990s
16%
2000+
59%
About Charlotte, MI

Charlotte is a city in Michigan, located in Eaton County. The city spans 1 ZIP code and is home to approximately 20,263 residents. It is a middle-aged city, with a median age of 41.3 years.

Economically, Charlotte is a middle-income community. The median household income of $77,431 is near the national average. Approximately 9.0% of residents live below the poverty line. The unemployment rate is 3.8%, below the national average.

The real estate market in Charlotte is an affordable housing market. Median home values stand at $178,500, which is below the national average. Renters typically pay around $870 per month. Homeownership is high at 80.9%, typical of suburban and family-oriented communities.

The population of Charlotte is moderately educated. 29.4% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (89.12%).

Charlotte, MI offers residents above-average earning potential within Michigan.

ZIP Codes in Charlotte
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
48813 20,263 $77,431 $178,500 $870 3.8% 29.4% 80.9%