US ZIP Code
48441

Harbor Beach, MI

Huron County  ·  Michigan

● Active
👥 3,867 Population ↓ 4% since 2019
💰 $49,877 Median HH Income
▼ 35% below avg ↑ 8% since 2019
🎂 45.5 Median Age ↓ 6% since 2019
🏠 $148,200 Median Home Value
▼ 47% below avg ↑ 38% since 2019
🎓 31.9% College Grads
▼ 18% below avg
📊 5.4% Unemployment
▲ 10% above avg ↑ 9% since 2019
ZIP Code Details
ZIP Code48441
CityHarbor Beach
StateMichigan (MI)
CountyHuron County
Area Code989
Elevation728 ft
Latitude43.797892
Longitude-82.70863
TimezoneDetroit (DST)
FIPS26063
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.2% (1,980) Female 48.8% (1,887) ♀

Race & Ethnicity

White: 94.6%Hispanic: 1.2%Black: 0.5%Asian: 0.6%Other: 2.8%Race
White94.6%
Hispanic1.2%
Black0.5%
Asian0.6%
Other2.8%

Age Breakdown

Under 5
5%
5–17
18%
18–24
7%
25–44
20%
45–64
26%
65+
11%

Key Indicators

Median Age45.5 yrs ↓ 6% since 2019
Avg Household Size2.38
Below Poverty12.4% ▲ 24% above avg
College Grads31.9% ▼ 18% below avg
Unemployment5.4% ▲ 10% above avg
No HS Diploma22 (0.9%)
HS Graduate948 (38.9%)
Some College364 (14.9%)
Associates324 (13.3%)
Bachelors322 (13.2%)
Graduate Degree456 (18.7%)

Education

No HS: 0.9%HS Grad: 38.9%Some College: 14.9%Associates: 13.3%Bachelors: 13.2%Graduate: 18.7%Edu
No HS0.9%
HS Grad38.9%
Some College14.9%
Associates13.3%
Bachelors13.2%
Graduate18.7%
Housing & Income

Housing Tenure

Owner: 82.9%Renter: 17.1%Tenure
Owner82.9%
Renter17.1%

Home Value Distribution

Under $50k
11%
$50k–100k
20%
$100k–150k
19%
$150k–200k
16%
$200k–300k
19%
$300k–500k
10%
Over $500k
5%

Financials

Median HH Income$49,877 ▼ 35% below avg ↑ 8% since 2019
Median Home Value$148,200 ▼ 47% below avg ↑ 38% since 2019
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$700/mo ↑ 28% since 2019
Total Units2,165
Vacant Units554
Avg HH Size2.38

Income Distribution

Under $25k
25%
$25k–50k
20%
$50k–75k
18%
$75k–100k
10%
$100k–150k
12%
$150k–200k
10%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
83%
Public Transit
1%
Walked
8%
Work From Home
7%

Commute Time

Under 15 min
54%
15–30 min
27%
30–45 min
11%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
12%
1960s–1970s
11%
1980s–1990s
13%
2000+
60%

Summary

Total Units2,165
Vacant554
Owner Occupied82.9%
Renter Occupied17.1%
Avg HH Size2.38
Frequently Asked Questions
ZIP code 48441 is in Harbor Beach, MI, in Huron County.
ZIP code 48441 is located in Michigan (MI).
ZIP code 48441 is in Huron County, MI.
ZIP 48441 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 48441 is 3,867 people (ACS 2023).
The median household income in ZIP code 48441 is $49,877 (ACS 2023).
The median home value in ZIP 48441 is $148,200 (ACS 2023).
About ZIP Code 48441

ZIP code 48441 is located in Harbor Beach, Michigan, within Huron County. With a population of 3,867, this is a sparsely populated ZIP code with a mature community — the median age is 45.5 years. Economically, 48441 is a working-class ZIP code: the median household income of $49,877 is below the national average.

Real estate in ZIP code 48441 represents one of the more affordable housing markets in the country. The median home value of $148,200 is below the national average. Renters can expect to pay around $700 per month in median rent. Homeownership is strong here — 82.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.

The population of 48441 is primarily White (94.57%). Residents are moderately educated — 31.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.4%. Household income has grown by 8% since 2019.

The unemployment rate in 48441 stands at 5.4%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.

Overall, ZIP code 48441 in Harbor Beach, MI is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 3,867 residents, a median household income of $49,877, and a median home value of $148,200, it offers a clear picture of life in this part of Michigan.