City

Harbor Beach, MI

1 ZIP code  ·  Huron County  ·  Michigan

👥3,867Population
💰$49,877Median HH Income▼ 35% below avg
🎂45.5Median Age
🏠$148,200Median Home Value▼ 47% below avg
🎓31.9%College Grads▼ 18% below avg
📊5.4%Unemployment▲ 10% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 51.2% Female 48.8% ♀

Race & Ethnicity

White: 94.6%Hispanic: 1.2%Black: 0.5%Asian: 0.6%Other: 2.8%Race
White94.6%
Hispanic1.2%
Black0.5%
Asian0.6%
Other2.8%

Age Breakdown

Under 5
5%
5–17
18%
18–24
7%
25–44
20%
45–64
26%
65+
11%

Key Indicators

Median Age45.5 yrs
Avg HH Size2.38
Below Poverty12.4% ▲ 24% above avg
College Grads31.9% ▼ 18% below avg
Unemployment5.4% ▲ 10% above avg
No HS Diploma22 (0.9%)
HS Graduate948 (38.9%)
Some College364 (14.9%)
Associates324 (13.3%)
Bachelors322 (13.2%)
Graduate Degree456 (18.7%)

Education

No HS: 0.9%HS Grad: 38.9%Some College: 14.9%Associates: 13.3%Bachelors: 13.2%Graduate: 18.7%Edu
No HS0.9%
HS Grad38.9%
Some College14.9%
Associates13.3%
Bachelors13.2%
Graduate18.7%
Housing & Income

Housing Tenure

Owner: 82.9%Renter: 17.1%Tenure
Owner82.9%
Renter17.1%

Home Value Distribution

Under $50k
11%
$50k–$100k
20%
$100k–$150k
19%
$150k–$200k
16%
$200k–$300k
19%
$300k–$500k
10%
Over $500k
5%

Financials

Median HH Income$49,877 ▼ 35% below avg
Median Home Value$148,200 ▼ 47% below avg
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$700/mo
Total Housing Units2,165
Vacant Units554

Income Distribution

Under $25k
25%
$25k–$50k
20%
$50k–$75k
18%
$75k–$100k
10%
$100k–$150k
12%
$150k–$200k
10%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
83%
Public Transit
1%
Walked
8%
Work From Home
7%

Commute Time

Under 15 min
54%
15–30 min
27%
30–45 min
11%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
12%
1960s–1970s
11%
1980s–1990s
13%
2000+
60%
About Harbor Beach, MI

Harbor Beach is a city in Michigan, located in Huron County. The city spans 1 ZIP code and is home to approximately 3,867 residents. It is a mature city, with a median age of 45.5 years.

Economically, Harbor Beach is a working-class community. The median household income of $49,877 is below the national average. Approximately 12.4% of residents live below the poverty line. The unemployment rate is 5.4%, near the national average.

The real estate market in Harbor Beach is one of the more affordable housing markets in the country. Median home values stand at $148,200, which is below the national average. Renters typically pay around $700 per month. Homeownership is high at 82.9%, typical of suburban and family-oriented communities.

The population of Harbor Beach is moderately educated. 31.9% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (94.57%).

Harbor Beach, MI offers residents a cost-conscious lifestyle within Michigan.

ZIP Codes in Harbor Beach
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
48441 3,867 $49,877 $148,200 $700 5.4% 31.9% 82.9%