US ZIP Code
48465

Palms, MI

Sanilac County  ·  Michigan

● Active
👥 535 Population ↓ 24% since 2019
💰 $73,611 Median HH Income
≈ Avg ↑ 59% since 2019
🎂 48.7 Median Age ↑ 26% since 2019
🏠 $175,000 Median Home Value
▼ 37% below avg ↑ 24% since 2019
🎓 24.4% College Grads
▼ 37% below avg
📊 0.7% Unemployment
▼ 85% below avg ↓ 89% since 2019
ZIP Code Details
ZIP Code48465
CityPalms
StateMichigan (MI)
CountySanilac County
Area Code989
Elevation791 ft
Latitude43.615727
Longitude-82.705626
TimezoneDetroit (DST)
FIPS26151
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.4% (275) Female 48.6% (260) ♀

Race & Ethnicity

White: 95.3%Hispanic: 1.1%Other: 2.6%Race
White95.3%
Hispanic1.1%
Other2.6%

Age Breakdown

Under 5
1%
5–17
24%
18–24
3%
25–44
19%
45–64
32%
65+
8%

Key Indicators

Median Age48.7 yrs ↑ 26% since 2019
Avg Household Size2.48
Below Poverty7.9% ▼ 22% below avg
College Grads24.4% ▼ 37% below avg
Unemployment0.7% ▼ 85% below avg
No HS Diploma2 (0.6%)
HS Graduate173 (49%)
Some College40 (11.3%)
Associates52 (14.7%)
Bachelors41 (11.6%)
Graduate Degree45 (12.7%)

Education

No HS: 0.6%HS Grad: 49%Some College: 11.3%Associates: 14.7%Bachelors: 11.6%Graduate: 12.7%Edu
No HS0.6%
HS Grad49.0%
Some College11.3%
Associates14.7%
Bachelors11.6%
Graduate12.7%
Housing & Income

Housing Tenure

Owner: 88%Renter: 12%Tenure
Owner88.0%
Renter12.0%

Home Value Distribution

Under $50k
1%
$50k–100k
17%
$100k–150k
18%
$150k–200k
22%
$200k–300k
17%
$300k–500k
15%
Over $500k
9%

Financials

Median HH Income$73,611 ≈ Avg ↑ 59% since 2019
Median Home Value$175,000 ▼ 37% below avg ↑ 24% since 2019
Home/Income Ratio2.4x (nat avg ~3.5x)
Median Rent$875/mo ↑ 22% since 2019
Total Units388
Vacant Units172
Avg HH Size2.48

Income Distribution

Under $25k
6%
$25k–50k
16%
$50k–75k
27%
$75k–100k
21%
$100k–150k
18%
$150k–200k
8%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
84%
Walked
5%
Work From Home
11%

Commute Time

Under 15 min
24%
15–30 min
32%
30–45 min
25%
Over 45 min
20%
Housing Stock

Year Built

Before 1940
7%
1940s–1950s
9%
1960s–1970s
13%
1980s–1990s
15%
2000+
57%

Summary

Total Units388
Vacant172
Owner Occupied88.0%
Renter Occupied12.0%
Avg HH Size2.48
Frequently Asked Questions
ZIP code 48465 is in Palms, MI, in Sanilac County.
ZIP code 48465 is located in Michigan (MI).
ZIP code 48465 is in Sanilac County, MI.
ZIP 48465 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 48465 is 535 people (ACS 2023).
The median household income in ZIP code 48465 is $73,611 (ACS 2023).
The median home value in ZIP 48465 is $175,000 (ACS 2023).
About ZIP Code 48465

ZIP code 48465 is located in Palms, Michigan, within Sanilac County. With a population of 535, this is a sparsely populated ZIP code with a mature community — the median age is 48.7 years. Economically, 48465 is a solidly middle-class ZIP code: the median household income of $73,611 is near the national average.

Real estate in ZIP code 48465 represents an affordable housing market. The median home value of $175,000 is below the national average. Renters can expect to pay around $875 per month in median rent. Homeownership is strong here — 88.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.

The population of 48465 is primarily White (95.33%). Residents are less-educated — 24.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 7.9%. Household income has grown by 59% since 2019.

The unemployment rate in 48465 stands at 0.7%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 73%.

Overall, ZIP code 48465 in Palms, MI is characterized as solidly middle-class, less-educated, a mature community, and predominantly owner-occupied. With 535 residents, a median household income of $73,611, and a median home value of $175,000, it offers a clear picture of life in this part of Michigan.