US ZIP Code
47989

Waveland, IN

Montgomery County  ·  Indiana

● Active
👥 1,243 Population ↓ 13% since 2019
💰 $101,369 Median HH Income
▲ 33% above avg ↑ 73% since 2019
🎂 37.3 Median Age ↑ 3% since 2019
🏠 $114,900 Median Home Value
▼ 59% below avg ↑ 10% since 2019
🎓 28.8% College Grads
▼ 26% below avg
📊 2.7% Unemployment
▼ 45% below avg ↓ 38% since 2019
ZIP Code Details
ZIP Code47989
CityWaveland
StateIndiana (IN)
CountyMontgomery County
Area Code765
Elevation798 ft
Latitude39.890345
Longitude-87.04904
TimezoneIndiana/Indianapolis (DST)
FIPS18107
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 58.9% (732) Female 41.1% (511) ♀

Race & Ethnicity

White: 94.1%Hispanic: 0.1%Asian: 3.1%Other: 2.7%Race
White94.1%
Hispanic0.1%
Asian3.1%
Other2.7%

Age Breakdown

Under 5
10%
5–17
11%
18–24
17%
25–44
16%
45–64
33%
65+
6%

Key Indicators

Median Age37.3 yrs ↑ 3% since 2019
Avg Household Size2.50
Below Poverty9.4% ≈ Avg
College Grads28.8% ▼ 26% below avg
Unemployment2.7% ▼ 45% below avg
HS Graduate359 (49.2%)
Some College56 (7.7%)
Associates104 (14.3%)
Bachelors60 (8.2%)
Graduate Degree150 (20.6%)

Education

HS Grad: 49.2%Some College: 7.7%Associates: 14.3%Bachelors: 8.2%Graduate: 20.6%Edu
HS Grad49.2%
Some College7.7%
Associates14.3%
Bachelors8.2%
Graduate20.6%
Housing & Income

Housing Tenure

Owner: 91%Renter: 9.1%Tenure
Owner91.0%
Renter9.1%

Home Value Distribution

Under $50k
6%
$50k–100k
37%
$100k–150k
19%
$150k–200k
10%
$200k–300k
19%
$300k–500k
8%
Over $500k
2%

Financials

Median HH Income$101,369 ▲ 33% above avg ↑ 73% since 2019
Median Home Value$114,900 ▼ 59% below avg ↑ 10% since 2019
Home/Income Ratio1.1x (nat avg ~3.5x)
Total Units595
Vacant Units98
Avg HH Size2.50

Income Distribution

Under $25k
9%
$25k–50k
11%
$50k–75k
15%
$75k–100k
12%
$100k–150k
41%
$150k–200k
10%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
89%
Public Transit
0%
Walked
1%
Work From Home
9%

Commute Time

Under 15 min
6%
15–30 min
63%
30–45 min
19%
Over 45 min
12%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
5%
1960s–1970s
7%
1980s–1990s
10%
2000+
75%

Summary

Total Units595
Vacant98
Owner Occupied91.0%
Renter Occupied9.1%
Avg HH Size2.50
Frequently Asked Questions
ZIP code 47989 is in Waveland, IN, in Montgomery County.
ZIP code 47989 is located in Indiana (IN).
ZIP code 47989 is in Montgomery County, IN.
ZIP 47989 observes the Indiana/Indianapolis timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 47989 is 1,243 people (ACS 2023).
The median household income in ZIP code 47989 is $101,369 (ACS 2023).
The median home value in ZIP 47989 is $114,900 (ACS 2023).
About ZIP Code 47989

ZIP code 47989 is located in Waveland, Indiana, within Montgomery County. With a population of 1,243, this is a sparsely populated ZIP code with a relatively young community — the median age is 37.3 years. Economically, 47989 is a upper-middle-income ZIP code: the median household income of $101,369 is above the national average.

Real estate in ZIP code 47989 represents one of the more affordable housing markets in the country. The median home value of $114,900 is well below the national average. Homeownership is strong here — 91.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 10% since 2019.

The population of 47989 is primarily White (94.13%). Residents are moderately educated — 28.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.4%. Household income has grown by 73% since 2019.

The unemployment rate in 47989 stands at 2.7%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 47989 in Waveland, IN is characterized as upper-middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 1,243 residents, a median household income of $101,369, and a median home value of $114,900, it offers a clear picture of life in this part of Indiana.