| ZIP Code | 47970 |
|---|---|
| City | Otterbein |
| State | Indiana (IN) |
| County | Benton County |
| Area Code | 765 |
| Elevation | 704 ft |
| Latitude | 40.465457 |
|---|---|
| Longitude | -87.117975 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18007 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.3 yrs ↓ 12% since 2019 |
|---|---|
| Avg Household Size | 2.72 |
| Below Poverty | 13.7% ▲ 37% above avg |
| College Grads | 39.6% ≈ Avg |
| Unemployment | 3.3% ▼ 33% below avg |
| No HS Diploma | 10 (0.6%) |
| HS Graduate | 450 (28.5%) |
| Some College | 197 (12.5%) |
| Associates | 297 (18.8%) |
| Bachelors | 194 (12.3%) |
| Graduate Degree | 431 (27.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $72,468 ≈ Avg ↑ 48% since 2019 |
|---|---|
| Median Home Value | $162,700 ▼ 42% below avg ↑ 35% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $901/mo ↑ 14% since 2019 |
| Total Units | 1,005 |
| Vacant Units | 36 |
| Avg HH Size | 2.72 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,005 |
|---|---|
| Vacant | 36 |
| Owner Occupied | 77.3% |
| Renter Occupied | 22.7% |
| Avg HH Size | 2.72 |
ZIP code 47970 is located in Otterbein, Indiana, within Benton County. With a population of 2,634, this is a sparsely populated ZIP code with a middle-aged community — the median age is 38.3 years. Economically, 47970 is a solidly middle-class ZIP code: the median household income of $72,468 is near the national average.
Real estate in ZIP code 47970 represents an affordable housing market. The median home value of $162,700 is below the national average. Renters can expect to pay around $901 per month in median rent. Homeownership is strong here — 77.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 47970 is primarily White (87.40%). Residents are moderately educated — 39.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.7%. Household income has grown by 48% since 2019.
The unemployment rate in 47970 stands at 3.3%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 47970 in Otterbein, IN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,634 residents, a median household income of $72,468, and a median home value of $162,700, it offers a clear picture of life in this part of Indiana.