| ZIP Code | 46986 |
|---|---|
| City | Swayzee |
| State | Indiana (IN) |
| County | Grant County |
| Area Code | 765 |
| Elevation | 860 ft |
| Latitude | 40.4948 |
|---|---|
| Longitude | -85.819273 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18053 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.2 yrs ↑ 10% since 2019 |
|---|---|
| Avg Household Size | 2.21 |
| Below Poverty | 8.0% ▼ 21% below avg |
| College Grads | 33.4% ▼ 14% below avg |
| Unemployment | 0.9% ▼ 81% below avg |
| HS Graduate | 457 (41.4%) |
| Some College | 185 (16.7%) |
| Associates | 94 (8.5%) |
| Bachelors | 155 (14%) |
| Graduate Degree | 214 (19.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $76,510 ≈ Avg ↑ 44% since 2019 |
|---|---|
| Median Home Value | $138,700 ▼ 50% below avg ↑ 34% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Median Rent | $957/mo ↑ 54% since 2019 |
| Total Units | 811 |
| Vacant Units | 54 |
| Avg HH Size | 2.21 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 811 |
|---|---|
| Vacant | 54 |
| Owner Occupied | 91.8% |
| Renter Occupied | 8.2% |
| Avg HH Size | 2.21 |
ZIP code 46986 is located in Swayzee, Indiana, within Grant County. With a population of 1,672, this is a sparsely populated ZIP code with a mature community — the median age is 46.2 years. Economically, 46986 is a middle-income ZIP code: the median household income of $76,510 is near the national average.
Real estate in ZIP code 46986 represents one of the more affordable housing markets in the country. The median home value of $138,700 is well below the national average. Renters can expect to pay around $957 per month in median rent. Homeownership is strong here — 91.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 34% since 2019.
The population of 46986 is primarily White (89.00%). Residents are moderately educated — 33.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.0%. Household income has grown by 44% since 2019.
The unemployment rate in 46986 stands at 0.9%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 46986 in Swayzee, IN is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 1,672 residents, a median household income of $76,510, and a median home value of $138,700, it offers a clear picture of life in this part of Indiana.