| ZIP Code | 46982 |
|---|---|
| City | Silver Lake |
| State | Indiana (IN) |
| County | Kosciusko County |
| Area Code | 260 |
| Elevation | 878 ft |
| Latitude | 41.051918 |
|---|---|
| Longitude | -85.877861 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18085 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.7 yrs ↑ 29% since 2019 |
|---|---|
| Avg Household Size | 2.42 |
| Below Poverty | 12.1% ▲ 21% above avg |
| College Grads | 27.1% ▼ 30% below avg |
| Unemployment | 2.7% ▼ 45% below avg |
| No HS Diploma | 24 (1.3%) |
| HS Graduate | 905 (47.9%) |
| Some College | 332 (17.6%) |
| Associates | 116 (6.1%) |
| Bachelors | 122 (6.5%) |
| Graduate Degree | 390 (20.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $75,709 ≈ Avg ↑ 50% since 2019 |
|---|---|
| Median Home Value | $175,400 ▼ 37% below avg ↑ 64% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $1,006/mo ↑ 36% since 2019 |
| Total Units | 1,445 |
| Vacant Units | 356 |
| Avg HH Size | 2.42 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,445 |
|---|---|
| Vacant | 356 |
| Owner Occupied | 87.8% |
| Renter Occupied | 12.2% |
| Avg HH Size | 2.42 |
ZIP code 46982 is located in Silver Lake, Indiana, within Kosciusko County. With a population of 2,653, this is a sparsely populated ZIP code with a mature community — the median age is 51.7 years. Economically, 46982 is a middle-income ZIP code: the median household income of $75,709 is near the national average.
Real estate in ZIP code 46982 represents an affordable housing market. The median home value of $175,400 is below the national average. Renters can expect to pay around $1,006 per month in median rent. Homeownership is strong here — 87.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 64% since 2019.
The population of 46982 is primarily White (98.57%). Residents are moderately educated — 27.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.1%. Household income has grown by 50% since 2019.
The unemployment rate in 46982 stands at 2.7%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 88%.
Overall, ZIP code 46982 in Silver Lake, IN is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 2,653 residents, a median household income of $75,709, and a median home value of $175,400, it offers a clear picture of life in this part of Indiana.