| ZIP Code | 46975 |
|---|---|
| City | Rochester |
| State | Indiana (IN) |
| County | Fulton County |
| Area Code | 574 |
| Elevation | 760 ft |
| Latitude | 41.075008 |
|---|---|
| Longitude | -86.251456 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18049 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.1 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 9.6% ≈ Avg |
| College Grads | 25.1% ▼ 35% below avg |
| Unemployment | 7.0% ▲ 44% above avg |
| No HS Diploma | 86 (1%) |
| HS Graduate | 3,756 (42.3%) |
| Some College | 1,280 (14.4%) |
| Associates | 1,534 (17.3%) |
| Bachelors | 720 (8.1%) |
| Graduate Degree | 1,512 (17%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $64,009 ▼ 16% below avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $151,100 ▼ 46% below avg ↑ 36% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $848/mo ↑ 24% since 2019 |
| Total Units | 6,646 |
| Vacant Units | 1,013 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,646 |
|---|---|
| Vacant | 1,013 |
| Owner Occupied | 77.6% |
| Renter Occupied | 22.4% |
| Avg HH Size | 2.45 |
ZIP code 46975 is located in Rochester, Indiana, within Fulton County. With a population of 13,985, this is a lightly populated ZIP code with a middle-aged community — the median age is 44.1 years. Economically, 46975 is a solidly middle-class ZIP code: the median household income of $64,009 is below the national average.
Real estate in ZIP code 46975 represents an affordable housing market. The median home value of $151,100 is below the national average. Renters can expect to pay around $848 per month in median rent. Homeownership is strong here — 77.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 46975 is primarily White (90.85%). Residents are moderately educated — 25.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.6%. Household income has grown by 19% since 2019.
The unemployment rate in 46975 stands at 7.0%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 46975 in Rochester, IN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 13,985 residents, a median household income of $64,009, and a median home value of $151,100, it offers a clear picture of life in this part of Indiana.