| ZIP Code | 46951 |
|---|---|
| City | Macy |
| State | Indiana (IN) |
| County | Miami County |
| Area Code | 574/765 |
| Elevation | 835 ft |
| Latitude | 40.947573 |
|---|---|
| Longitude | -86.105392 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18103 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 33.6 yrs ↓ 24% since 2019 |
|---|---|
| Avg Household Size | 2.88 |
| Below Poverty | 18.1% ▲ 81% above avg |
| College Grads | 25.4% ▼ 34% below avg |
| Unemployment | 5.8% ▲ 19% above avg |
| No HS Diploma | 9 (0.8%) |
| HS Graduate | 524 (46.3%) |
| Some College | 172 (15.2%) |
| Associates | 139 (12.3%) |
| Bachelors | 134 (11.8%) |
| Graduate Degree | 154 (13.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $52,159 ▼ 32% below avg ↓ 2% since 2019 |
|---|---|
| Median Home Value | $131,800 ▼ 53% below avg ↑ 13% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $1,042/mo ↑ 61% since 2019 |
| Total Units | 1,023 |
| Vacant Units | 323 |
| Avg HH Size | 2.88 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,023 |
|---|---|
| Vacant | 323 |
| Owner Occupied | 87.6% |
| Renter Occupied | 12.4% |
| Avg HH Size | 2.88 |
ZIP code 46951 is located in Macy, Indiana, within Miami County. With a population of 2,016, this is a sparsely populated ZIP code with a relatively young community — the median age is 33.6 years. Economically, 46951 is a working-class ZIP code: the median household income of $52,159 is below the national average.
Real estate in ZIP code 46951 represents one of the more affordable housing markets in the country. The median home value of $131,800 is well below the national average. Renters can expect to pay around $1,042 per month in median rent. Homeownership is strong here — 87.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 13% since 2019.
The population of 46951 is primarily White (93.45%). Residents are moderately educated — 25.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 18.1%. Household income has declined by 2% since 2019.
The unemployment rate in 46951 stands at 5.8%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 46951 in Macy, IN is characterized as working-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 2,016 residents, a median household income of $52,159, and a median home value of $131,800, it offers a clear picture of life in this part of Indiana.