| ZIP Code | 46923 |
|---|---|
| City | Delphi |
| State | Indiana (IN) |
| County | Carroll County |
| Area Code | 574/765 |
| Elevation | 632 ft |
| Latitude | 40.607263 |
|---|---|
| Longitude | -86.642267 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18015 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.4 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.51 |
| Below Poverty | 10.0% ≈ Avg |
| College Grads | 23.6% ▼ 39% below avg |
| Unemployment | 3.4% ▼ 31% below avg |
| No HS Diploma | 65 (1.2%) |
| HS Graduate | 2,387 (44.5%) |
| Some College | 988 (18.4%) |
| Associates | 654 (12.2%) |
| Bachelors | 576 (10.7%) |
| Graduate Degree | 689 (12.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,088 ▼ 20% below avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $157,600 ▼ 43% below avg ↑ 25% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $924/mo ↑ 34% since 2019 |
| Total Units | 3,681 |
| Vacant Units | 520 |
| Avg HH Size | 2.51 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,681 |
|---|---|
| Vacant | 520 |
| Owner Occupied | 76.8% |
| Renter Occupied | 23.2% |
| Avg HH Size | 2.51 |
ZIP code 46923 is located in Delphi, Indiana, within Carroll County. With a population of 8,036, this is a lightly populated ZIP code with a mature community — the median age is 45.4 years. Economically, 46923 is a solidly middle-class ZIP code: the median household income of $61,088 is below the national average.
Real estate in ZIP code 46923 represents an affordable housing market. The median home value of $157,600 is below the national average. Renters can expect to pay around $924 per month in median rent. Homeownership is strong here — 76.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 46923 is primarily White (90.14%). Residents are less-educated — 23.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 10.0%. Household income has grown by 17% since 2019.
The unemployment rate in 46923 stands at 3.4%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 89%.
Overall, ZIP code 46923 in Delphi, IN is characterized as solidly middle-class, less-educated, a mature community, and predominantly owner-occupied. With 8,036 residents, a median household income of $61,088, and a median home value of $157,600, it offers a clear picture of life in this part of Indiana.