| ZIP Code | 46920 |
|---|---|
| City | Cutler |
| State | Indiana (IN) |
| County | Carroll County |
| Area Code | 765 |
| Elevation | 747 ft |
| Latitude | 40.464596 |
|---|---|
| Longitude | -86.495047 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18015 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.0 yrs ↓ 9% since 2019 |
|---|---|
| Avg Household Size | 3.07 |
| Below Poverty | 7.7% ▼ 23% below avg |
| College Grads | 29.0% ▼ 25% below avg |
| Unemployment | 1.2% ▼ 76% below avg |
| HS Graduate | 403 (47.9%) |
| Some College | 138 (16.4%) |
| Associates | 56 (6.7%) |
| Bachelors | 58 (6.9%) |
| Graduate Degree | 186 (22.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $96,597 ▲ 27% above avg ↑ 28% since 2019 |
|---|---|
| Median Home Value | $270,800 ≈ Avg ↑ 82% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Total Units | 455 |
| Avg HH Size | 3.07 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 455 |
|---|---|
| Owner Occupied | 97.1% |
| Renter Occupied | 2.9% |
| Avg HH Size | 3.07 |
ZIP code 46920 is located in Cutler, Indiana, within Carroll County. With a population of 1,397, this is a sparsely populated ZIP code with a relatively young community — the median age is 36 years. Economically, 46920 is a middle-income ZIP code: the median household income of $96,597 is above the national average.
Real estate in ZIP code 46920 represents a mid-range housing market. The median home value of $270,800 is near the national average. Homeownership is strong here — 97.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 82% since 2019.
The population of 46920 is primarily White (98.43%). Residents are moderately educated — 29.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 7.7%. Household income has grown by 28% since 2019.
The unemployment rate in 46920 stands at 1.2%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 46920 in Cutler, IN is characterized as middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 1,397 residents, a median household income of $96,597, and a median home value of $270,800, it offers a clear picture of life in this part of Indiana.