| ZIP Code | 46845 |
|---|---|
| City | Fort Wayne |
| State | Indiana (IN) |
| County | Allen County |
| Area Code | 260 |
| Elevation | 858 ft |
| Latitude | 41.212012 |
|---|---|
| Longitude | -85.108798 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18003 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.6 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.72 |
| Below Poverty | 3.4% ▼ 66% below avg |
| College Grads | 62.4% ▲ 61% above avg |
| Unemployment | 1.3% ▼ 73% below avg |
| No HS Diploma | 74 (0.4%) |
| HS Graduate | 3,254 (17.3%) |
| Some College | 1,417 (7.5%) |
| Associates | 2,335 (12.4%) |
| Bachelors | 1,857 (9.9%) |
| Graduate Degree | 9,907 (52.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $115,690 ▲ 52% above avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $314,000 ▲ 13% above avg ↑ 44% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $1,398/mo ↑ 25% since 2019 |
| Total Units | 10,709 |
| Vacant Units | 192 |
| Avg HH Size | 2.72 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,709 |
|---|---|
| Vacant | 192 |
| Owner Occupied | 85.1% |
| Renter Occupied | 15.0% |
| Avg HH Size | 2.72 |
ZIP code 46845 is located in Fort Wayne, Indiana, within Allen County. With a population of 28,664, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.6 years. Economically, 46845 is a upper-middle-income ZIP code: the median household income of $115,690 is significantly above the national average.
Real estate in ZIP code 46845 represents a mid-range housing market. The median home value of $314,000 is near the national average. Renters can expect to pay around $1,398 per month in median rent. Homeownership is strong here — 85.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.
The population of 46845 is primarily White (86.11%). Residents are highly educated — 62.4% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 3.4%. Household income has grown by 17% since 2019.
The unemployment rate in 46845 stands at 1.3%, which is well below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 46845 in Fort Wayne, IN is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 28,664 residents, a median household income of $115,690, and a median home value of $314,000, it offers a clear picture of life in this part of Indiana.