| ZIP Code | 46742 |
|---|---|
| City | Hamilton |
| State | Indiana (IN) |
| County | Steuben County |
| Area Code | 260 |
| Elevation | 898 ft |
| Latitude | 41.548594 |
|---|---|
| Longitude | -84.879092 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18151 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.0 yrs ↑ 10% since 2019 |
|---|---|
| Avg Household Size | 2.29 |
| Below Poverty | 6.0% ▼ 40% below avg |
| College Grads | 38.4% ≈ Avg |
| Unemployment | 2.6% ▼ 48% below avg |
| HS Graduate | 860 (37.7%) |
| Some College | 188 (8.2%) |
| Associates | 360 (15.8%) |
| Bachelors | 349 (15.3%) |
| Graduate Degree | 527 (23.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $77,037 ≈ Avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $253,300 ▼ 9% below avg ↑ 59% since 2019 |
| Home/Income Ratio | 3.3x (nat avg ~3.5x) |
| Median Rent | $898/mo ↑ 17% since 2019 |
| Total Units | 2,071 |
| Vacant Units | 705 |
| Avg HH Size | 2.29 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,071 |
|---|---|
| Vacant | 705 |
| Owner Occupied | 79.7% |
| Renter Occupied | 20.3% |
| Avg HH Size | 2.29 |
ZIP code 46742 is located in Hamilton, Indiana, within Steuben County. With a population of 3,126, this is a sparsely populated ZIP code with a mature community — the median age is 48 years. Economically, 46742 is a middle-income ZIP code: the median household income of $77,037 is near the national average.
Real estate in ZIP code 46742 represents a mid-range housing market. The median home value of $253,300 is near the national average. Renters can expect to pay around $898 per month in median rent. Homeownership is strong here — 79.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 59% since 2019.
The population of 46742 is primarily White (97.54%). Residents are moderately educated — 38.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 6.0%. Household income has grown by 24% since 2019.
The unemployment rate in 46742 stands at 2.6%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 46742 in Hamilton, IN is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 3,126 residents, a median household income of $77,037, and a median home value of $253,300, it offers a clear picture of life in this part of Indiana.