| ZIP Code | 46740 |
|---|---|
| City | Geneva |
| State | Indiana (IN) |
| County | Adams County |
| Area Code | 260 |
| Elevation | 832 ft |
| Latitude | 40.60428 |
|---|---|
| Longitude | -84.964762 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18001 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 21.9 yrs ↓ 24% since 2019 |
|---|---|
| Avg Household Size | 3.94 |
| Below Poverty | 14.4% ▲ 44% above avg |
| College Grads | 14.9% ▼ 62% below avg |
| Unemployment | 1.3% ▼ 73% below avg |
| No HS Diploma | 154 (9.6%) |
| HS Graduate | 794 (49.5%) |
| Some College | 268 (16.7%) |
| Associates | 149 (9.3%) |
| Bachelors | 99 (6.2%) |
| Graduate Degree | 139 (8.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,230 ▼ 22% below avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $178,900 ▼ 36% below avg ↑ 14% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $643/mo |
| Total Units | 1,333 |
| Vacant Units | 136 |
| Avg HH Size | 3.94 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,333 |
|---|---|
| Vacant | 136 |
| Owner Occupied | 83.3% |
| Renter Occupied | 16.7% |
| Avg HH Size | 3.94 |
ZIP code 46740 is located in Geneva, Indiana, within Adams County. With a population of 4,766, this is a lightly populated ZIP code with a young community — the median age is 21.9 years. Economically, 46740 is a solidly middle-class ZIP code: the median household income of $59,230 is below the national average.
Real estate in ZIP code 46740 represents an affordable housing market. The median home value of $178,900 is below the national average. Renters can expect to pay around $643 per month in median rent. Homeownership is strong here — 83.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 14% since 2019.
The population of 46740 is primarily White (94.15%). Residents are less-educated — 14.9% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 14.4%. Household income has grown by 15% since 2019.
The unemployment rate in 46740 stands at 1.3%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 53%.
Overall, ZIP code 46740 in Geneva, IN is characterized as solidly middle-class, less-educated, a young community, and predominantly owner-occupied. With 4,766 residents, a median household income of $59,230, and a median home value of $178,900, it offers a clear picture of life in this part of Indiana.