US ZIP Code
46303

Cedar Lake, IN

Lake County  ·  Indiana

● Active
👥 16,910 Population ↑ 15% since 2019
💰 $78,659 Median HH Income
≈ Avg ↑ 14% since 2019
🎂 40.7 Median Age ↑ 10% since 2019
🏠 $271,700 Median Home Value
≈ Avg ↑ 39% since 2019
🎓 34.3% College Grads
▼ 12% below avg
📊 4.8% Unemployment
≈ Avg ↓ 25% since 2019
ZIP Code Details
ZIP Code46303
CityCedar Lake
StateIndiana (IN)
CountyLake County
Area Code219
Elevation743 ft
Latitude41.373627
Longitude-87.479284
TimezoneIndiana/Indianapolis (DST)
FIPS18089
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.2% (8,326) Female 50.8% (8,584) ♀

Race & Ethnicity

White: 88.1%Hispanic: 7.7%Black: 0.2%Asian: 0.8%Other: 3.2%Race
White88.1%
Hispanic7.7%
Black0.2%
Asian0.8%
Other3.2%

Age Breakdown

Under 5
5%
5–17
18%
18–24
8%
25–44
25%
45–64
25%
65+
9%

Key Indicators

Median Age40.7 yrs ↑ 10% since 2019
Avg Household Size2.75
Below Poverty4.6% ▼ 54% below avg
College Grads34.3% ▼ 12% below avg
Unemployment4.8% ≈ Avg
No HS Diploma80 (0.7%)
HS Graduate3,998 (35.7%)
Some College1,391 (12.4%)
Associates1,899 (16.9%)
Bachelors1,087 (9.7%)
Graduate Degree2,756 (24.6%)

Education

No HS: 0.7%HS Grad: 35.7%Some College: 12.4%Associates: 16.9%Bachelors: 9.7%Graduate: 24.6%Edu
No HS0.7%
HS Grad35.7%
Some College12.4%
Associates16.9%
Bachelors9.7%
Graduate24.6%
Housing & Income

Housing Tenure

Owner: 82.4%Renter: 17.6%Tenure
Owner82.4%
Renter17.6%

Home Value Distribution

Under $50k
2%
$50k–100k
4%
$100k–150k
8%
$150k–200k
12%
$200k–300k
36%
$300k–500k
36%
Over $500k
4%

Financials

Median HH Income$78,659 ≈ Avg ↑ 14% since 2019
Median Home Value$271,700 ≈ Avg ↑ 39% since 2019
Home/Income Ratio3.5x (nat avg ~3.5x)
Median Rent$1,197/mo ↑ 31% since 2019
Total Units6,922
Vacant Units768
Avg HH Size2.75

Income Distribution

Under $25k
7%
$25k–50k
14%
$50k–75k
26%
$75k–100k
12%
$100k–150k
18%
$150k–200k
11%
Over $200k
12%
Employment & Commute

How People Get to Work

Drove Alone
92%
Public Transit
1%
Walked
1%
Work From Home
7%

Commute Time

Under 15 min
19%
15–30 min
26%
30–45 min
28%
Over 45 min
27%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
7%
1960s–1970s
7%
1980s–1990s
18%
2000+
66%

Summary

Total Units6,922
Vacant768
Owner Occupied82.4%
Renter Occupied17.6%
Avg HH Size2.75
Frequently Asked Questions
ZIP code 46303 is in Cedar Lake, IN, in Lake County.
ZIP code 46303 is located in Indiana (IN).
ZIP code 46303 is in Lake County, IN.
ZIP 46303 observes the Indiana/Indianapolis timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 46303 is 16,910 people (ACS 2023).
The median household income in ZIP code 46303 is $78,659 (ACS 2023).
The median home value in ZIP 46303 is $271,700 (ACS 2023).
About ZIP Code 46303

ZIP code 46303 is located in Cedar Lake, Indiana, within Lake County. With a population of 16,910, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.7 years. Economically, 46303 is a middle-income ZIP code: the median household income of $78,659 is near the national average.

Real estate in ZIP code 46303 represents a mid-range housing market. The median home value of $271,700 is near the national average. Renters can expect to pay around $1,197 per month in median rent. Homeownership is strong here — 82.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.

The population of 46303 is primarily White (88.13%). Residents are moderately educated — 34.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 4.6%. Household income has grown by 14% since 2019.

The unemployment rate in 46303 stands at 4.8%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.

Overall, ZIP code 46303 in Cedar Lake, IN is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 16,910 residents, a median household income of $78,659, and a median home value of $271,700, it offers a clear picture of life in this part of Indiana.