| ZIP Code | 46176 |
|---|---|
| City | Shelbyville |
| State | Indiana (IN) |
| County | Shelby County |
| Area Code | 317/463 |
| Elevation | 751 ft |
| Latitude | 39.526531 |
|---|---|
| Longitude | -85.773369 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18145 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.8 yrs |
|---|---|
| Avg Household Size | 2.42 |
| Below Poverty | 13.2% ▲ 32% above avg |
| College Grads | 30.6% ▼ 21% below avg |
| Unemployment | 3.2% ▼ 35% below avg |
| No HS Diploma | 269 (1.5%) |
| HS Graduate | 7,035 (38.3%) |
| Some College | 3,011 (16.4%) |
| Associates | 2,442 (13.3%) |
| Bachelors | 1,933 (10.5%) |
| Graduate Degree | 3,690 (20.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $66,045 ▼ 13% below avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $172,400 ▼ 38% below avg ↑ 47% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $962/mo ↑ 19% since 2019 |
| Total Units | 12,724 |
| Vacant Units | 1,166 |
| Avg HH Size | 2.42 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,724 |
|---|---|
| Vacant | 1,166 |
| Owner Occupied | 66.3% |
| Renter Occupied | 33.7% |
| Avg HH Size | 2.42 |
ZIP code 46176 is located in Shelbyville, Indiana, within Shelby County. With a population of 28,581, this is a moderately populated ZIP code with a middle-aged community — the median age is 38.8 years. Economically, 46176 is a solidly middle-class ZIP code: the median household income of $66,045 is near the national average.
Real estate in ZIP code 46176 represents an affordable housing market. The median home value of $172,400 is below the national average. Renters can expect to pay around $962 per month in median rent. Homeownership is strong here — 66.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 47% since 2019.
The population of 46176 is primarily White (87.97%). Residents are moderately educated — 30.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.2%. Household income has grown by 17% since 2019.
The unemployment rate in 46176 stands at 3.2%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 46176 in Shelbyville, IN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 28,581 residents, a median household income of $66,045, and a median home value of $172,400, it offers a clear picture of life in this part of Indiana.