| ZIP Code | 46049 |
|---|---|
| City | Kempton |
| State | Indiana (IN) |
| County | Tipton County |
| Area Code | 765 |
| Elevation | 920 ft |
| Latitude | 40.295013 |
|---|---|
| Longitude | -86.22179 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18159 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.8 yrs ↓ 5% since 2019 |
|---|---|
| Avg Household Size | 2.53 |
| Below Poverty | 8.3% ▼ 18% below avg |
| College Grads | 34.5% ▼ 11% below avg |
| Unemployment | 4.9% ≈ Avg |
| No HS Diploma | 4 (0.6%) |
| HS Graduate | 202 (31.6%) |
| Some College | 84 (13.1%) |
| Associates | 129 (20.2%) |
| Bachelors | 117 (18.3%) |
| Graduate Degree | 104 (16.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $78,523 ≈ Avg ↑ 28% since 2019 |
|---|---|
| Median Home Value | $145,400 ▼ 48% below avg ↑ 50% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $820/mo |
| Total Units | 515 |
| Vacant Units | 122 |
| Avg HH Size | 2.53 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 515 |
|---|---|
| Vacant | 122 |
| Owner Occupied | 91.9% |
| Renter Occupied | 8.1% |
| Avg HH Size | 2.53 |
ZIP code 46049 is located in Kempton, Indiana, within Tipton County. With a population of 994, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.8 years. Economically, 46049 is a middle-income ZIP code: the median household income of $78,523 is near the national average.
Real estate in ZIP code 46049 represents one of the more affordable housing markets in the country. The median home value of $145,400 is below the national average. Renters can expect to pay around $820 per month in median rent. Homeownership is strong here — 91.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 50% since 2019.
The population of 46049 is primarily White (97.59%). Residents are moderately educated — 34.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.3%. Household income has grown by 28% since 2019.
The unemployment rate in 46049 stands at 4.9%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 88%.
Overall, ZIP code 46049 in Kempton, IN is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 994 residents, a median household income of $78,523, and a median home value of $145,400, it offers a clear picture of life in this part of Indiana.