| ZIP Code | 46033 |
|---|---|
| City | Carmel |
| State | Indiana (IN) |
| County | Hamilton County |
| Area Code | 317/463 |
| Elevation | 798 ft |
| Latitude | 39.979283 |
|---|---|
| Longitude | -86.085557 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18057 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.8 yrs |
|---|---|
| Avg Household Size | 2.81 |
| Below Poverty | 2.3% ▼ 77% below avg |
| College Grads | 77.4% ▲ 100% above avg |
| Unemployment | 2.4% ▼ 51% below avg |
| No HS Diploma | 134 (0.5%) |
| HS Graduate | 2,222 (8.8%) |
| Some College | 1,250 (4.9%) |
| Associates | 2,133 (8.4%) |
| Bachelors | 1,541 (6.1%) |
| Graduate Degree | 18,071 (71.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $150,529 ▲ 97% above avg ↑ 11% since 2019 |
|---|---|
| Median Home Value | $458,600 ▲ 64% above avg ↑ 32% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $1,597/mo ↑ 21% since 2019 |
| Total Units | 14,725 |
| Vacant Units | 451 |
| Avg HH Size | 2.81 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 14,725 |
|---|---|
| Vacant | 451 |
| Owner Occupied | 86.9% |
| Renter Occupied | 13.1% |
| Avg HH Size | 2.81 |
ZIP code 46033 is located in Carmel, Indiana, within Hamilton County. With a population of 40,153, this is a highly populated ZIP code with a middle-aged community — the median age is 41.8 years. Economically, 46033 is a affluent ZIP code: the median household income of $150,529 is significantly above the national average.
Real estate in ZIP code 46033 represents a premium housing market. The median home value of $458,600 is significantly above the national average. Renters can expect to pay around $1,597 per month in median rent. Homeownership is strong here — 86.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 32% since 2019.
The population of 46033 is primarily White (78.80%). Residents are highly educated — 77.4% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 2.3%. Household income has grown by 11% since 2019.
The unemployment rate in 46033 stands at 2.4%, which is well below the national average. About 24% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 46033 in Carmel, IN is characterized as affluent, highly educated, a middle-aged community, and predominantly owner-occupied. With 40,153 residents, a median household income of $150,529, and a median home value of $458,600, it offers a clear picture of life in this part of Indiana.