| ZIP Code | 45880 |
|---|---|
| City | Payne |
| State | Ohio (OH) |
| County | Paulding County |
| Area Code | 419/567 |
| Elevation | 746 ft |
| Latitude | 41.067867 |
|---|---|
| Longitude | -84.741558 |
| Timezone | New York (DST) |
| FIPS | 39125 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.0 yrs |
|---|---|
| Avg Household Size | 2.78 |
| Below Poverty | 11.0% ▲ 10% above avg |
| College Grads | 33.5% ▼ 14% below avg |
| Unemployment | 4.4% ▼ 11% below avg |
| No HS Diploma | 16 (1.1%) |
| HS Graduate | 634 (41.7%) |
| Some College | 171 (11.2%) |
| Associates | 191 (12.5%) |
| Bachelors | 115 (7.6%) |
| Graduate Degree | 395 (26%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $71,875 ≈ Avg ↑ 14% since 2019 |
|---|---|
| Median Home Value | $123,400 ▼ 56% below avg ↑ 39% since 2019 |
| Home/Income Ratio | 1.7x (nat avg ~3.5x) |
| Median Rent | $782/mo ↑ 20% since 2019 |
| Total Units | 941 |
| Vacant Units | 79 |
| Avg HH Size | 2.78 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 941 |
|---|---|
| Vacant | 79 |
| Owner Occupied | 80.2% |
| Renter Occupied | 19.8% |
| Avg HH Size | 2.78 |
ZIP code 45880 is located in Payne, Ohio, within Paulding County. With a population of 2,437, this is a sparsely populated ZIP code with a relatively young community — the median age is 37 years. Economically, 45880 is a solidly middle-class ZIP code: the median household income of $71,875 is near the national average.
Real estate in ZIP code 45880 represents one of the more affordable housing markets in the country. The median home value of $123,400 is well below the national average. Renters can expect to pay around $782 per month in median rent. Homeownership is strong here — 80.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.
The population of 45880 is primarily White (93.89%). Residents are moderately educated — 33.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.0%. Household income has grown by 14% since 2019.
The unemployment rate in 45880 stands at 4.4%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 45880 in Payne, OH is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 2,437 residents, a median household income of $71,875, and a median home value of $123,400, it offers a clear picture of life in this part of Ohio.