| ZIP Code | 45876 |
|---|---|
| City | Ottoville |
| State | Ohio (OH) |
| County | Putnam County |
| Area Code | 419 |
| Elevation | 740 ft |
| Latitude | 40.934176 |
|---|---|
| Longitude | -84.338664 |
| Timezone | New York (DST) |
| FIPS | 39137 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.7 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.37 |
| Below Poverty | 3.3% ▼ 67% below avg |
| College Grads | 46.7% ▲ 21% above avg |
| Unemployment | 4.3% ▼ 11% below avg |
| No HS Diploma | 2 (0.3%) |
| HS Graduate | 214 (34.6%) |
| Some College | 37 (6%) |
| Associates | 77 (12.4%) |
| Bachelors | 103 (16.6%) |
| Graduate Degree | 186 (30%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $75,250 ≈ Avg ↑ 16% since 2019 |
|---|---|
| Median Home Value | $231,700 ▼ 17% below avg ↑ 43% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $876/mo ↑ 22% since 2019 |
| Total Units | 394 |
| Vacant Units | 9 |
| Avg HH Size | 2.37 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 394 |
|---|---|
| Vacant | 9 |
| Owner Occupied | 87.3% |
| Renter Occupied | 12.7% |
| Avg HH Size | 2.37 |
ZIP code 45876 is located in Ottoville, Ohio, within Putnam County. With a population of 913, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42.7 years. Economically, 45876 is a middle-income ZIP code: the median household income of $75,250 is near the national average.
Real estate in ZIP code 45876 represents an affordable housing market. The median home value of $231,700 is below the national average. Renters can expect to pay around $876 per month in median rent. Homeownership is strong here — 87.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 43% since 2019.
The population of 45876 is primarily White (96.50%). Residents are well-educated — 46.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 3.3%. Household income has grown by 16% since 2019.
The unemployment rate in 45876 stands at 4.3%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 87%.
Overall, ZIP code 45876 in Ottoville, OH is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 913 residents, a median household income of $75,250, and a median home value of $231,700, it offers a clear picture of life in this part of Ohio.