| ZIP Code | 45845 |
|---|---|
| City | Fort Loramie |
| State | Ohio (OH) |
| County | Shelby County |
| Area Code | 326/937 |
| Elevation | 937 ft |
| Latitude | 40.331338 |
|---|---|
| Longitude | -84.382544 |
| Timezone | New York (DST) |
| FIPS | 39149 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.6 yrs ↓ 18% since 2019 |
|---|---|
| Avg Household Size | 2.86 |
| Below Poverty | 3.1% ▼ 69% below avg |
| College Grads | 48.1% ▲ 24% above avg |
| Unemployment | 2.8% ▼ 43% below avg |
| No HS Diploma | 7 (0.3%) |
| HS Graduate | 722 (35%) |
| Some College | 243 (11.8%) |
| Associates | 97 (4.7%) |
| Bachelors | 343 (16.7%) |
| Graduate Degree | 648 (31.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $91,667 ▲ 20% above avg ↑ 31% since 2019 |
|---|---|
| Median Home Value | $280,200 ≈ Avg ↑ 31% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $787/mo ↑ 26% since 2019 |
| Total Units | 1,213 |
| Vacant Units | 29 |
| Avg HH Size | 2.86 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,213 |
|---|---|
| Vacant | 29 |
| Owner Occupied | 91.3% |
| Renter Occupied | 8.7% |
| Avg HH Size | 2.86 |
ZIP code 45845 is located in Fort Loramie, Ohio, within Shelby County. With a population of 3,386, this is a sparsely populated ZIP code with a relatively young community — the median age is 34.6 years. Economically, 45845 is a middle-income ZIP code: the median household income of $91,667 is above the national average.
Real estate in ZIP code 45845 represents a mid-range housing market. The median home value of $280,200 is near the national average. Renters can expect to pay around $787 per month in median rent. Homeownership is strong here — 91.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 45845 is primarily White (98.64%). Residents are well-educated — 48.1% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 3.1%. Household income has grown by 31% since 2019.
The unemployment rate in 45845 stands at 2.8%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 45845 in Fort Loramie, OH is characterized as middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 3,386 residents, a median household income of $91,667, and a median home value of $280,200, it offers a clear picture of life in this part of Ohio.