| ZIP Code | 45840 |
|---|---|
| City | Findlay |
| State | Ohio (OH) |
| County | Hancock County |
| Area Code | 419/567 |
| Elevation | 781 ft |
| Latitude | 41.025894 |
|---|---|
| Longitude | -83.648894 |
| Timezone | New York (DST) |
| FIPS | 39063 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.3 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.22 |
| Below Poverty | 11.2% ▲ 12% above avg |
| College Grads | 42.5% ▲ 10% above avg |
| Unemployment | 3.3% ▼ 33% below avg |
| No HS Diploma | 231 (0.6%) |
| HS Graduate | 11,091 (31%) |
| Some College | 4,319 (12.1%) |
| Associates | 4,944 (13.8%) |
| Bachelors | 3,423 (9.6%) |
| Graduate Degree | 11,802 (33%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $64,076 ▼ 16% below avg ↑ 13% since 2019 |
|---|---|
| Median Home Value | $203,800 ▼ 27% below avg ↑ 32% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $934/mo ↑ 21% since 2019 |
| Total Units | 25,396 |
| Vacant Units | 1,658 |
| Avg HH Size | 2.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 25,396 |
|---|---|
| Vacant | 1,658 |
| Owner Occupied | 64.0% |
| Renter Occupied | 36.0% |
| Avg HH Size | 2.22 |
ZIP code 45840 is located in Findlay, Ohio, within Hancock County. With a population of 54,342, this is a highly populated ZIP code with a middle-aged community — the median age is 39.3 years. Economically, 45840 is a solidly middle-class ZIP code: the median household income of $64,076 is below the national average.
Real estate in ZIP code 45840 represents an affordable housing market. The median home value of $203,800 is below the national average. Renters can expect to pay around $934 per month in median rent. Homeownership is strong here — 64.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 32% since 2019.
The population of 45840 is primarily White (85.39%). Residents are well-educated — 42.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.2%. Household income has grown by 13% since 2019.
The unemployment rate in 45840 stands at 3.3%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 45840 in Findlay, OH is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 54,342 residents, a median household income of $64,076, and a median home value of $203,800, it offers a clear picture of life in this part of Ohio.