| ZIP Code | 45688 |
|---|---|
| City | Waterloo |
| State | Ohio (OH) |
| County | Lawrence County |
| Area Code | 220/740 |
| Elevation | 846 ft |
| Latitude | 38.73108 |
|---|---|
| Longitude | -82.54324 |
| Timezone | New York (DST) |
| FIPS | 39087 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.2 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.04 |
| Below Poverty | 19.6% ▲ 96% above avg |
| College Grads | 25.2% ▼ 35% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 63 (48.1%) |
| Some College | 35 (26.7%) |
| Bachelors | 29 (22.1%) |
| Graduate Degree | 4 (3.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $25,500 ▼ 67% below avg ↓ 30% since 2019 |
|---|---|
| Median Rent | $664/mo ↓ 16% since 2019 |
| Total Units | 166 |
| Vacant Units | 66 |
| Avg HH Size | 2.04 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 166 |
|---|---|
| Vacant | 66 |
| Owner Occupied | 68.0% |
| Renter Occupied | 32.0% |
| Avg HH Size | 2.04 |
ZIP code 45688 is located in Waterloo, Ohio, within Lawrence County. With a population of 204, this is a sparsely populated ZIP code with a middle-aged community — the median age is 41.2 years. Economically, 45688 is a lower-income ZIP code: the median household income of $25,500 is well below the national average.
Renters can expect to pay around $664 per month in median rent. Homeownership is strong here — 68.0% of occupied units are owner-occupied, suggesting an established, stable residential community.
The population of 45688 is primarily White (98.04%). Residents are moderately educated — 25.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 19.6%. Household income has declined by 30% since 2019.
About 20% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 45688 in Waterloo, OH is characterized as lower-income, moderately educated, a middle-aged community, and predominantly owner-occupied.