US ZIP Code
45640

Jackson, OH

Jackson County  ·  Ohio

● Active
👥 16,360 Population
💰 $62,813 Median HH Income
▼ 18% below avg ↑ 29% since 2019
🎂 40.2 Median Age
🏠 $165,800 Median Home Value
▼ 41% below avg ↑ 54% since 2019
🎓 32.8% College Grads
▼ 15% below avg
📊 3.4% Unemployment
▼ 30% below avg ↓ 58% since 2019
ZIP Code Details
ZIP Code45640
CityJackson
StateOhio (OH)
CountyJackson County
Area Code220/740
Elevation680 ft
Latitude39.019728
Longitude-82.656314
TimezoneNew York (DST)
FIPS39079
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.1% (8,362) Female 48.9% (7,998) ♀

Race & Ethnicity

White: 95.3%Hispanic: 0.8%Black: 0.7%Asian: 1.1%Other: 1.7%Race
White95.3%
Hispanic0.8%
Black0.7%
Asian1.1%
Other1.7%

Age Breakdown

Under 5
7%
5–17
15%
18–24
8%
25–44
25%
45–64
27%
65+
9%

Key Indicators

Median Age40.2 yrs
Avg Household Size2.50
Below Poverty14.9% ▲ 49% above avg
College Grads32.8% ▼ 15% below avg
Unemployment3.4% ▼ 30% below avg
No HS Diploma210 (2%)
HS Graduate4,811 (45.5%)
Some College956 (9%)
Associates1,127 (10.7%)
Bachelors1,186 (11.2%)
Graduate Degree2,275 (21.5%)

Education

No HS: 2%HS Grad: 45.5%Some College: 9%Associates: 10.7%Bachelors: 11.2%Graduate: 21.5%Edu
No HS2.0%
HS Grad45.5%
Some College9.0%
Associates10.7%
Bachelors11.2%
Graduate21.5%
Housing & Income

Housing Tenure

Owner: 71.9%Renter: 28.1%Tenure
Owner71.9%
Renter28.1%

Home Value Distribution

Under $50k
10%
$50k–100k
12%
$100k–150k
23%
$150k–200k
18%
$200k–300k
22%
$300k–500k
12%
Over $500k
4%

Financials

Median HH Income$62,813 ▼ 18% below avg ↑ 29% since 2019
Median Home Value$165,800 ▼ 41% below avg ↑ 54% since 2019
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$769/mo ↓ 4% since 2019
Total Units7,064
Vacant Units611
Avg HH Size2.50

Income Distribution

Under $25k
19%
$25k–50k
16%
$50k–75k
26%
$75k–100k
13%
$100k–150k
16%
$150k–200k
4%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
0%
Walked
4%
Work From Home
7%

Commute Time

Under 15 min
40%
15–30 min
29%
30–45 min
16%
Over 45 min
15%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
10%
1960s–1970s
10%
1980s–1990s
17%
2000+
60%

Summary

Total Units7,064
Vacant611
Owner Occupied71.9%
Renter Occupied28.1%
Avg HH Size2.50
Frequently Asked Questions
ZIP code 45640 is in Jackson, OH, in Jackson County.
ZIP code 45640 is located in Ohio (OH).
ZIP code 45640 is in Jackson County, OH.
ZIP 45640 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 45640 is 16,360 people (ACS 2023).
The median household income in ZIP code 45640 is $62,813 (ACS 2023).
The median home value in ZIP 45640 is $165,800 (ACS 2023).
About ZIP Code 45640

ZIP code 45640 is located in Jackson, Ohio, within Jackson County. With a population of 16,360, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.2 years. Economically, 45640 is a solidly middle-class ZIP code: the median household income of $62,813 is below the national average.

Real estate in ZIP code 45640 represents an affordable housing market. The median home value of $165,800 is below the national average. Renters can expect to pay around $769 per month in median rent. Homeownership is strong here — 71.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 54% since 2019.

The population of 45640 is primarily White (95.33%). Residents are moderately educated — 32.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.9%. Household income has grown by 29% since 2019.

The unemployment rate in 45640 stands at 3.4%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 45640 in Jackson, OH is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 16,360 residents, a median household income of $62,813, and a median home value of $165,800, it offers a clear picture of life in this part of Ohio.