| ZIP Code | 45320 |
|---|---|
| City | Eaton |
| State | Ohio (OH) |
| County | Preble County |
| Area Code | 326/937 |
| Elevation | 1,091 ft |
| Latitude | 39.750658 |
|---|---|
| Longitude | -84.681309 |
| Timezone | New York (DST) |
| FIPS | 39135 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.0 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.31 |
| Below Poverty | 9.4% ≈ Avg |
| College Grads | 29.7% ▼ 23% below avg |
| Unemployment | 3.1% ▼ 36% below avg |
| No HS Diploma | 51 (0.5%) |
| HS Graduate | 4,414 (42.4%) |
| Some College | 1,438 (13.8%) |
| Associates | 1,425 (13.7%) |
| Bachelors | 906 (8.7%) |
| Graduate Degree | 2,184 (21%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $68,740 ▼ 10% below avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $167,900 ▼ 40% below avg ↑ 36% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $792/mo ↑ 12% since 2019 |
| Total Units | 7,069 |
| Vacant Units | 523 |
| Avg HH Size | 2.31 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,069 |
|---|---|
| Vacant | 523 |
| Owner Occupied | 75.9% |
| Renter Occupied | 24.2% |
| Avg HH Size | 2.31 |
ZIP code 45320 is located in Eaton, Ohio, within Preble County. With a population of 15,402, this is a moderately populated ZIP code with a middle-aged community — the median age is 44 years. Economically, 45320 is a solidly middle-class ZIP code: the median household income of $68,740 is near the national average.
Real estate in ZIP code 45320 represents an affordable housing market. The median home value of $167,900 is below the national average. Renters can expect to pay around $792 per month in median rent. Homeownership is strong here — 75.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 45320 is primarily White (95.39%). Residents are moderately educated — 29.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.4%. Household income has grown by 18% since 2019.
The unemployment rate in 45320 stands at 3.1%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 45320 in Eaton, OH is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 15,402 residents, a median household income of $68,740, and a median home value of $167,900, it offers a clear picture of life in this part of Ohio.