| ZIP Code | 43964 |
|---|---|
| City | Toronto |
| State | Ohio (OH) |
| County | Jefferson County |
| Area Code | 220/740 |
| Elevation | 1,213 ft |
| Latitude | 40.480902 |
|---|---|
| Longitude | -80.662475 |
| Timezone | New York (DST) |
| FIPS | 39081 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.2 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.23 |
| Below Poverty | 11.5% ▲ 15% above avg |
| College Grads | 35.8% ▼ 8% below avg |
| Unemployment | 2.7% ▼ 45% below avg |
| No HS Diploma | 66 (1%) |
| HS Graduate | 2,771 (43.1%) |
| Some College | 567 (8.8%) |
| Associates | 729 (11.3%) |
| Bachelors | 1,139 (17.7%) |
| Graduate Degree | 1,161 (18%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $53,321 ▼ 30% below avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $121,900 ▼ 56% below avg ↑ 31% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $684/mo ↑ 18% since 2019 |
| Total Units | 4,493 |
| Vacant Units | 453 |
| Avg HH Size | 2.23 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,493 |
|---|---|
| Vacant | 453 |
| Owner Occupied | 80.0% |
| Renter Occupied | 20.0% |
| Avg HH Size | 2.23 |
ZIP code 43964 is located in Toronto, Ohio, within Jefferson County. With a population of 9,061, this is a lightly populated ZIP code with a mature community — the median age is 46.2 years. Economically, 43964 is a working-class ZIP code: the median household income of $53,321 is below the national average.
Real estate in ZIP code 43964 represents one of the more affordable housing markets in the country. The median home value of $121,900 is well below the national average. Renters can expect to pay around $684 per month in median rent. Homeownership is strong here — 80.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 43964 is primarily White (94.91%). Residents are moderately educated — 35.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.5%. Household income has grown by 24% since 2019.
The unemployment rate in 43964 stands at 2.7%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 89%.
Overall, ZIP code 43964 in Toronto, OH is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 9,061 residents, a median household income of $53,321, and a median home value of $121,900, it offers a clear picture of life in this part of Ohio.