| ZIP Code | 43732 |
|---|---|
| City | Cumberland |
| State | Ohio (OH) |
| County | Guernsey County |
| Area Code | 220/740 |
| Elevation | 844 ft |
| Latitude | 39.842747 |
|---|---|
| Longitude | -81.659465 |
| Timezone | New York (DST) |
| FIPS | 39059 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.1 yrs ↓ 34% since 2019 |
|---|---|
| Avg Household Size | 3.01 |
| Below Poverty | 8.1% ▼ 19% below avg |
| College Grads | 23.1% ▼ 40% below avg |
| Unemployment | 4.0% ▼ 17% below avg |
| No HS Diploma | 22 (2.2%) |
| HS Graduate | 342 (34.5%) |
| Some College | 245 (24.7%) |
| Associates | 153 (15.4%) |
| Bachelors | 102 (10.3%) |
| Graduate Degree | 127 (12.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $58,214 ▼ 24% below avg ↑ 8% since 2019 |
|---|---|
| Median Home Value | $132,100 ▼ 53% below avg ↑ 26% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $638/mo ↓ 6% since 2019 |
| Total Units | 760 |
| Vacant Units | 150 |
| Avg HH Size | 3.01 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 760 |
|---|---|
| Vacant | 150 |
| Owner Occupied | 87.7% |
| Renter Occupied | 12.3% |
| Avg HH Size | 3.01 |
ZIP code 43732 is located in Cumberland, Ohio, within Guernsey County. With a population of 1,837, this is a sparsely populated ZIP code with a relatively young community — the median age is 35.1 years. Economically, 43732 is a solidly middle-class ZIP code: the median household income of $58,214 is below the national average.
Real estate in ZIP code 43732 represents one of the more affordable housing markets in the country. The median home value of $132,100 is well below the national average. Renters can expect to pay around $638 per month in median rent. Homeownership is strong here — 87.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 26% since 2019.
The population of 43732 is primarily White (91.40%). Residents are less-educated — 23.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 8.1%. Household income has grown by 8% since 2019.
The unemployment rate in 43732 stands at 4.0%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 43732 in Cumberland, OH is characterized as solidly middle-class, less-educated, a relatively young community, and predominantly owner-occupied. With 1,837 residents, a median household income of $58,214, and a median home value of $132,100, it offers a clear picture of life in this part of Ohio.