| ZIP Code | 42464 |
|---|---|
| City | White Plains |
| State | Kentucky (KY) |
| County | Hopkins County |
| Area Code | 270/364 |
| Elevation | 463 ft |
| Latitude | 37.181253 |
|---|---|
| Longitude | -87.356159 |
| Timezone | New York (DST) |
| FIPS | 21107 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.2 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.26 |
| Below Poverty | 17.5% ▲ 75% above avg |
| College Grads | 33.8% ▼ 13% below avg |
| Unemployment | 6.3% ▲ 28% above avg |
| No HS Diploma | 13 (1.3%) |
| HS Graduate | 378 (36.5%) |
| Some College | 191 (18.4%) |
| Associates | 104 (10%) |
| Bachelors | 182 (17.6%) |
| Graduate Degree | 168 (16.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $42,857 ▼ 44% below avg ↓ 12% since 2019 |
|---|---|
| Median Home Value | $103,400 ▼ 63% below avg ↑ 13% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $523/mo ↑ 6% since 2019 |
| Total Units | 866 |
| Vacant Units | 138 |
| Avg HH Size | 2.26 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 866 |
|---|---|
| Vacant | 138 |
| Owner Occupied | 85.4% |
| Renter Occupied | 14.6% |
| Avg HH Size | 2.26 |
ZIP code 42464 is located in White Plains, Kentucky, within Hopkins County. With a population of 1,645, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42.2 years. Economically, 42464 is a working-class ZIP code: the median household income of $42,857 is below the national average.
Real estate in ZIP code 42464 represents one of the more affordable housing markets in the country. The median home value of $103,400 is well below the national average. Renters can expect to pay around $523 per month in median rent. Homeownership is strong here — 85.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 13% since 2019.
The population of 42464 is primarily White (97.26%). Residents are moderately educated — 33.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 17.5%. Household income has declined by 12% since 2019.
The unemployment rate in 42464 stands at 6.3%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 42464 in White Plains, KY is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 1,645 residents, a median household income of $42,857, and a median home value of $103,400, it offers a clear picture of life in this part of Kentucky.