| ZIP Code | 42462 |
|---|---|
| City | Waverly |
| State | Kentucky (KY) |
| County | Union County |
| Area Code | 270/364 |
| Elevation | 397 ft |
| Latitude | 37.738452 |
|---|---|
| Longitude | -87.792946 |
| Timezone | New York (DST) |
| FIPS | 21225 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.8 yrs |
|---|---|
| Avg Household Size | 3.26 |
| Below Poverty | 5.7% ▼ 43% below avg |
| College Grads | 25.5% ▼ 34% below avg |
| Unemployment | 1.1% ▼ 78% below avg |
| No HS Diploma | 6 (0.6%) |
| HS Graduate | 344 (35%) |
| Some College | 185 (18.8%) |
| Associates | 197 (20%) |
| Bachelors | 77 (7.8%) |
| Graduate Degree | 174 (17.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,229 ▼ 17% below avg |
|---|---|
| Median Home Value | $143,300 ▼ 49% below avg ↑ 46% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $1,058/mo ↑ 84% since 2019 |
| Total Units | 587 |
| Vacant Units | 88 |
| Avg HH Size | 3.26 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 587 |
|---|---|
| Vacant | 88 |
| Owner Occupied | 86.8% |
| Renter Occupied | 13.2% |
| Avg HH Size | 3.26 |
ZIP code 42462 is located in Waverly, Kentucky, within Union County. With a population of 1,627, this is a sparsely populated ZIP code with a relatively young community — the median age is 36.8 years. Economically, 42462 is a solidly middle-class ZIP code: the median household income of $63,229 is below the national average.
Real estate in ZIP code 42462 represents one of the more affordable housing markets in the country. The median home value of $143,300 is below the national average. Renters can expect to pay around $1,058 per month in median rent. Homeownership is strong here — 86.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 46% since 2019.
The population of 42462 is primarily White (76.40%). Residents are moderately educated — 25.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 5.7%.
The unemployment rate in 42462 stands at 1.1%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 42462 in Waverly, KY is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 1,627 residents, a median household income of $63,229, and a median home value of $143,300, it offers a clear picture of life in this part of Kentucky.