| ZIP Code | 42328 |
|---|---|
| City | Centertown |
| State | Kentucky (KY) |
| County | Ohio County |
| Area Code | 270/364 |
| Elevation | 477 ft |
| Latitude | 37.431016 |
|---|---|
| Longitude | -87.04523 |
| Timezone | New York (DST) |
| FIPS | 21183 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.1 yrs |
|---|---|
| Avg Household Size | 2.55 |
| Below Poverty | 13.2% ▲ 32% above avg |
| College Grads | 19.1% ▼ 51% below avg |
| Unemployment | 1.7% ▼ 66% below avg |
| HS Graduate | 367 (42.9%) |
| Some College | 230 (26.9%) |
| Associates | 95 (11.1%) |
| Bachelors | 23 (2.7%) |
| Graduate Degree | 140 (16.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $52,083 ▼ 32% below avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $91,300 ▼ 67% below avg ↑ 9% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Median Rent | $937/mo ↑ 14% since 2019 |
| Total Units | 507 |
| Vacant Units | 45 |
| Avg HH Size | 2.55 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 507 |
|---|---|
| Vacant | 45 |
| Owner Occupied | 85.7% |
| Renter Occupied | 14.3% |
| Avg HH Size | 2.55 |
ZIP code 42328 is located in Centertown, Kentucky, within Ohio County. With a population of 1,176, this is a sparsely populated ZIP code with a mature community — the median age is 46.1 years. Economically, 42328 is a working-class ZIP code: the median household income of $52,083 is below the national average.
Real estate in ZIP code 42328 represents one of the more affordable housing markets in the country. The median home value of $91,300 is well below the national average. Renters can expect to pay around $937 per month in median rent. Homeownership is strong here — 85.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 9% since 2019.
The population of 42328 is primarily White (93.79%). Residents are less-educated — 19.1% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 13.2%. Household income has grown by 25% since 2019.
The unemployment rate in 42328 stands at 1.7%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 42328 in Centertown, KY is characterized as working-class, less-educated, a mature community, and predominantly owner-occupied. With 1,176 residents, a median household income of $52,083, and a median home value of $91,300, it offers a clear picture of life in this part of Kentucky.