| ZIP Code | 42261 |
|---|---|
| City | Morgantown |
| State | Kentucky (KY) |
| County | Butler County |
| Area Code | 270/364 |
| Elevation | 537 ft |
| Latitude | 37.218484 |
|---|---|
| Longitude | -86.648351 |
| Timezone | New York (DST) |
| FIPS | 21031 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.3 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.67 |
| Below Poverty | 18.6% ▲ 86% above avg |
| College Grads | 19.7% ▼ 49% below avg |
| Unemployment | 4.2% ▼ 14% below avg |
| No HS Diploma | 37 (0.6%) |
| HS Graduate | 2,693 (46.6%) |
| Some College | 1,262 (21.8%) |
| Associates | 653 (11.3%) |
| Bachelors | 449 (7.8%) |
| Graduate Degree | 688 (11.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $49,219 ▼ 35% below avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $106,700 ▼ 62% below avg ↑ 18% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $643/mo ↑ 18% since 2019 |
| Total Units | 4,168 |
| Vacant Units | 592 |
| Avg HH Size | 2.67 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,168 |
|---|---|
| Vacant | 592 |
| Owner Occupied | 69.4% |
| Renter Occupied | 30.7% |
| Avg HH Size | 2.67 |
ZIP code 42261 is located in Morgantown, Kentucky, within Butler County. With a population of 9,725, this is a lightly populated ZIP code with a middle-aged community — the median age is 40.3 years. Economically, 42261 is a working-class ZIP code: the median household income of $49,219 is below the national average.
Real estate in ZIP code 42261 represents one of the more affordable housing markets in the country. The median home value of $106,700 is well below the national average. Renters can expect to pay around $643 per month in median rent. Homeownership is strong here — 69.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 18% since 2019.
The population of 42261 is primarily White (91.14%). Residents are less-educated — 19.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 18.6%. Household income has grown by 30% since 2019.
The unemployment rate in 42261 stands at 4.2%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 42261 in Morgantown, KY is characterized as working-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 9,725 residents, a median household income of $49,219, and a median home value of $106,700, it offers a clear picture of life in this part of Kentucky.