| ZIP Code | 42220 |
|---|---|
| City | Elkton |
| State | Kentucky (KY) |
| County | Todd County |
| Area Code | 270/364 |
| Elevation | 724 ft |
| Latitude | 36.907339 |
|---|---|
| Longitude | -87.189361 |
| Timezone | New York (DST) |
| FIPS | 21219 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.4 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.51 |
| Below Poverty | 15.0% ▲ 50% above avg |
| College Grads | 26.3% ▼ 32% below avg |
| Unemployment | 1.2% ▼ 76% below avg |
| No HS Diploma | 97 (2.7%) |
| HS Graduate | 1,695 (46.7%) |
| Some College | 462 (12.7%) |
| Associates | 425 (11.7%) |
| Bachelors | 304 (8.4%) |
| Graduate Degree | 650 (17.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $55,907 ▼ 27% below avg ↑ 14% since 2019 |
|---|---|
| Median Home Value | $148,000 ▼ 47% below avg ↑ 38% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $851/mo ↑ 36% since 2019 |
| Total Units | 2,653 |
| Vacant Units | 414 |
| Avg HH Size | 2.51 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,653 |
|---|---|
| Vacant | 414 |
| Owner Occupied | 78.2% |
| Renter Occupied | 21.8% |
| Avg HH Size | 2.51 |
ZIP code 42220 is located in Elkton, Kentucky, within Todd County. With a population of 5,795, this is a lightly populated ZIP code with a middle-aged community — the median age is 39.4 years. Economically, 42220 is a solidly middle-class ZIP code: the median household income of $55,907 is below the national average.
Real estate in ZIP code 42220 represents one of the more affordable housing markets in the country. The median home value of $148,000 is below the national average. Renters can expect to pay around $851 per month in median rent. Homeownership is strong here — 78.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.
The population of 42220 is primarily White (84.80%). Residents are moderately educated — 26.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 15.0%. Household income has grown by 14% since 2019.
The unemployment rate in 42220 stands at 1.2%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 42220 in Elkton, KY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 5,795 residents, a median household income of $55,907, and a median home value of $148,000, it offers a clear picture of life in this part of Kentucky.