| ZIP Code | 42166 |
|---|---|
| City | Summer Shade |
| State | Kentucky (KY) |
| County | Metcalfe County |
| Area Code | 270/364 |
| Elevation | 881 ft |
| Latitude | 36.873725 |
|---|---|
| Longitude | -85.726714 |
| Timezone | New York (DST) |
| FIPS | 21169 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.4 yrs ↓ 9% since 2019 |
|---|---|
| Avg Household Size | 2.40 |
| Below Poverty | 27.4% ▲ 174% above avg |
| College Grads | 20.8% ▼ 46% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| No HS Diploma | 10 (0.7%) |
| HS Graduate | 677 (49.3%) |
| Some College | 319 (23.3%) |
| Associates | 81 (5.9%) |
| Bachelors | 104 (7.6%) |
| Graduate Degree | 181 (13.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $49,915 ▼ 35% below avg ↑ 31% since 2019 |
|---|---|
| Median Home Value | $108,500 ▼ 61% below avg ↑ 44% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $806/mo ↑ 37% since 2019 |
| Total Units | 1,036 |
| Vacant Units | 121 |
| Avg HH Size | 2.40 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,036 |
|---|---|
| Vacant | 121 |
| Owner Occupied | 73.1% |
| Renter Occupied | 26.9% |
| Avg HH Size | 2.40 |
ZIP code 42166 is located in Summer Shade, Kentucky, within Metcalfe County. With a population of 2,192, this is a sparsely populated ZIP code with a middle-aged community — the median age is 41.4 years. Economically, 42166 is a working-class ZIP code: the median household income of $49,915 is below the national average.
Real estate in ZIP code 42166 represents one of the more affordable housing markets in the country. The median home value of $108,500 is well below the national average. Renters can expect to pay around $806 per month in median rent. Homeownership is strong here — 73.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.
The population of 42166 is primarily White (95.99%). Residents are less-educated — 20.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 27.4%. Household income has grown by 31% since 2019.
About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 72%.
Overall, ZIP code 42166 in Summer Shade, KY is characterized as working-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 2,192 residents, a median household income of $49,915, and a median home value of $108,500, it offers a clear picture of life in this part of Kentucky.