US ZIP Code
42085

Water Valley, KY

Graves County  ·  Kentucky

● Active
👥 918 Population ↓ 3% since 2019
💰 $55,662 Median HH Income
▼ 27% below avg ↑ 29% since 2019
🎂 36.7 Median Age ↓ 5% since 2019
🏠 $101,800 Median Home Value
▼ 63% below avg ↑ 15% since 2019
🎓 11.1% College Grads
▼ 71% below avg
📊 2.0% Unemployment
▼ 60% below avg ↓ 54% since 2019
ZIP Code Details
ZIP Code42085
CityWater Valley
StateKentucky (KY)
CountyGraves County
Area Code270/364
Elevation374 ft
Latitude36.569596
Longitude-88.800966
TimezoneNew York (DST)
FIPS21083
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 44.8% (411) Female 55.2% (507) ♀

Race & Ethnicity

White: 94.4%Hispanic: 4.1%Other: 1.4%Race
White94.4%
Hispanic4.1%
Other1.4%

Age Breakdown

Under 5
4%
5–17
13%
18–24
22%
25–44
15%
45–64
35%
65+
4%

Key Indicators

Median Age36.7 yrs ↓ 5% since 2019
Avg Household Size2.76
Below Poverty31.2% ▲ 212% above avg
College Grads11.1% ▼ 71% below avg
Unemployment2.0% ▼ 60% below avg
HS Graduate215 (43.4%)
Some College171 (34.5%)
Associates54 (10.9%)
Bachelors32 (6.5%)
Graduate Degree23 (4.6%)

Education

HS Grad: 43.4%Some College: 34.5%Associates: 10.9%Bachelors: 6.5%Graduate: 4.6%Edu
HS Grad43.4%
Some College34.5%
Associates10.9%
Bachelors6.5%
Graduate4.6%
Housing & Income

Housing Tenure

Owner: 74.8%Renter: 25.2%Tenure
Owner74.8%
Renter25.2%

Home Value Distribution

Under $50k
26%
$50k–100k
21%
$100k–150k
36%
$150k–200k
10%
$200k–300k
3%
Over $500k
4%

Financials

Median HH Income$55,662 ▼ 27% below avg ↑ 29% since 2019
Median Home Value$101,800 ▼ 63% below avg ↑ 15% since 2019
Home/Income Ratio1.8x (nat avg ~3.5x)
Median Rent$743/mo ↑ 75% since 2019
Total Units361
Vacant Units28
Avg HH Size2.76

Income Distribution

Under $25k
33%
$25k–50k
6%
$50k–75k
36%
$75k–100k
23%
$150k–200k
2%
Employment & Commute

How People Get to Work

Drove Alone
100%

Commute Time

Under 15 min
16%
15–30 min
51%
30–45 min
30%
Over 45 min
3%
Housing Stock

Year Built

Before 1940
10%
1940s–1950s
9%
1960s–1970s
21%
1980s–1990s
4%
2000+
56%

Summary

Total Units361
Vacant28
Owner Occupied74.8%
Renter Occupied25.2%
Avg HH Size2.76
Frequently Asked Questions
ZIP code 42085 is in Water Valley, KY, in Graves County.
ZIP code 42085 is located in Kentucky (KY).
ZIP code 42085 is in Graves County, KY.
ZIP 42085 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 42085 is 918 people (ACS 2023).
The median household income in ZIP code 42085 is $55,662 (ACS 2023).
The median home value in ZIP 42085 is $101,800 (ACS 2023).
About ZIP Code 42085

ZIP code 42085 is located in Water Valley, Kentucky, within Graves County. With a population of 918, this is a sparsely populated ZIP code with a relatively young community — the median age is 36.7 years. Economically, 42085 is a solidly middle-class ZIP code: the median household income of $55,662 is below the national average.

Real estate in ZIP code 42085 represents one of the more affordable housing markets in the country. The median home value of $101,800 is well below the national average. Renters can expect to pay around $743 per month in median rent. Homeownership is strong here — 74.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 15% since 2019.

The population of 42085 is primarily White (94.44%). Residents are less-educated — 11.1% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 31.2%. Household income has grown by 29% since 2019.

The unemployment rate in 42085 stands at 2.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 97%.

Overall, ZIP code 42085 in Water Valley, KY is characterized as solidly middle-class, less-educated, a relatively young community, and predominantly owner-occupied. With 918 residents, a median household income of $55,662, and a median home value of $101,800, it offers a clear picture of life in this part of Kentucky.