| ZIP Code | 42039 |
|---|---|
| City | Fancy Farm |
| State | Kentucky (KY) |
| County | Graves County |
| Area Code | 270/364 |
| Elevation | 460 ft |
| Latitude | 36.788709 |
|---|---|
| Longitude | -88.825434 |
| Timezone | New York (DST) |
| FIPS | 21083 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.2 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.50 |
| Below Poverty | 11.2% ▲ 12% above avg |
| College Grads | 38.6% ≈ Avg |
| Unemployment | 1.4% ▼ 72% below avg |
| No HS Diploma | 5 (0.5%) |
| HS Graduate | 362 (36.9%) |
| Some College | 201 (20.5%) |
| Associates | 34 (3.5%) |
| Bachelors | 154 (15.7%) |
| Graduate Degree | 224 (22.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,250 ▼ 17% below avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $125,400 ▼ 55% below avg ↑ 10% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $552/mo ↑ 22% since 2019 |
| Total Units | 669 |
| Vacant Units | 75 |
| Avg HH Size | 2.50 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 669 |
|---|---|
| Vacant | 75 |
| Owner Occupied | 86.0% |
| Renter Occupied | 14.0% |
| Avg HH Size | 2.50 |
ZIP code 42039 is located in Fancy Farm, Kentucky, within Graves County. With a population of 1,491, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42.2 years. Economically, 42039 is a solidly middle-class ZIP code: the median household income of $63,250 is below the national average.
Real estate in ZIP code 42039 represents one of the more affordable housing markets in the country. The median home value of $125,400 is well below the national average. Renters can expect to pay around $552 per month in median rent. Homeownership is strong here — 86.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 10% since 2019.
The population of 42039 is primarily White (92.62%). Residents are moderately educated — 38.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.2%. Household income has grown by 17% since 2019.
The unemployment rate in 42039 stands at 1.4%, which is well below the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 42039 in Fancy Farm, KY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 1,491 residents, a median household income of $63,250, and a median home value of $125,400, it offers a clear picture of life in this part of Kentucky.