| ZIP Code | 41635 |
|---|---|
| City | Harold |
| State | Kentucky (KY) |
| County | Floyd County |
| Area Code | 606 |
| Elevation | 1,430 ft |
| Latitude | 37.4845 |
|---|---|
| Longitude | -82.626118 |
| Timezone | New York (DST) |
| FIPS | 21071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.5 yrs ↑ 13% since 2019 |
|---|---|
| Avg Household Size | 2.61 |
| Below Poverty | 29.8% ▲ 198% above avg |
| College Grads | 27.3% ▼ 30% below avg |
| Unemployment | 11.2% ▲ 129% above avg |
| No HS Diploma | 12 (0.7%) |
| HS Graduate | 770 (44.4%) |
| Some College | 266 (15.3%) |
| Associates | 212 (12.2%) |
| Bachelors | 209 (12.1%) |
| Graduate Degree | 264 (15.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $37,839 ▼ 50% below avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $77,300 ▼ 72% below avg ↑ 15% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $930/mo ↑ 36% since 2019 |
| Total Units | 1,512 |
| Vacant Units | 243 |
| Avg HH Size | 2.61 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,512 |
|---|---|
| Vacant | 243 |
| Owner Occupied | 78.3% |
| Renter Occupied | 21.7% |
| Avg HH Size | 2.61 |
ZIP code 41635 is located in Harold, Kentucky, within Floyd County. With a population of 3,314, this is a sparsely populated ZIP code with a middle-aged community — the median age is 41.5 years. Economically, 41635 is a lower-income ZIP code: the median household income of $37,839 is well below the national average.
Real estate in ZIP code 41635 represents one of the more affordable housing markets in the country. The median home value of $77,300 is well below the national average. Renters can expect to pay around $930 per month in median rent. Homeownership is strong here — 78.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 15% since 2019.
The population of 41635 is primarily White (99.00%). Residents are moderately educated — 27.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 29.8%. Household income has grown by 25% since 2019.
The unemployment rate in 41635 stands at 11.2%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 41635 in Harold, KY is characterized as lower-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 3,314 residents, a median household income of $37,839, and a median home value of $77,300, it offers a clear picture of life in this part of Kentucky.