| ZIP Code | 41531 |
|---|---|
| City | Hardy |
| State | Kentucky (KY) |
| County | Pike County |
| Area Code | 606 |
| Elevation | 1,523 ft |
| Latitude | 37.595067 |
|---|---|
| Longitude | -82.231322 |
| Timezone | New York (DST) |
| FIPS | 21195 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.7 yrs ↑ 25% since 2019 |
|---|---|
| Avg Household Size | 2.29 |
| Below Poverty | 31.5% ▲ 215% above avg |
| College Grads | 21.4% ▼ 45% below avg |
| Unemployment | 2.8% ▼ 44% below avg |
| HS Graduate | 423 (53.9%) |
| Some College | 99 (12.6%) |
| Associates | 95 (12.1%) |
| Bachelors | 100 (12.7%) |
| Graduate Degree | 68 (8.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $38,405 ▼ 50% below avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $93,400 ▼ 66% below avg ↑ 12% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $581/mo ↑ 7% since 2019 |
| Total Units | 494 |
| Vacant Units | 27 |
| Avg HH Size | 2.29 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 494 |
|---|---|
| Vacant | 27 |
| Owner Occupied | 78.2% |
| Renter Occupied | 21.8% |
| Avg HH Size | 2.29 |
ZIP code 41531 is located in Hardy, Kentucky, within Pike County. With a population of 1,070, this is a sparsely populated ZIP code with a middle-aged community — the median age is 43.7 years. Economically, 41531 is a lower-income ZIP code: the median household income of $38,405 is below the national average.
Real estate in ZIP code 41531 represents one of the more affordable housing markets in the country. The median home value of $93,400 is well below the national average. Renters can expect to pay around $581 per month in median rent. Homeownership is strong here — 78.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 12% since 2019.
The population of 41531 is primarily White (100.00%). Residents are less-educated — 21.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 31.5%. Household income has grown by 15% since 2019.
The unemployment rate in 41531 stands at 2.8%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 92%.
Overall, ZIP code 41531 in Hardy, KY is characterized as lower-income, less-educated, a middle-aged community, and predominantly owner-occupied. With 1,070 residents, a median household income of $38,405, and a median home value of $93,400, it offers a clear picture of life in this part of Kentucky.