| ZIP Code | 41097 |
|---|---|
| City | Williamstown |
| State | Kentucky (KY) |
| County | Grant County |
| Area Code | 859 |
| Elevation | 915 ft |
| Latitude | 38.621179 |
|---|---|
| Longitude | -84.581444 |
| Timezone | New York (DST) |
| FIPS | 21081 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.3 yrs ↑ 12% since 2019 |
|---|---|
| Avg Household Size | 2.68 |
| Below Poverty | 10.9% ▲ 9% above avg |
| College Grads | 29.4% ▼ 24% below avg |
| Unemployment | 9.3% ▲ 91% above avg |
| No HS Diploma | 31 (0.7%) |
| HS Graduate | 1,575 (34%) |
| Some College | 893 (19.3%) |
| Associates | 777 (16.8%) |
| Bachelors | 442 (9.5%) |
| Graduate Degree | 919 (19.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,114 ▼ 8% below avg ↑ 58% since 2019 |
|---|---|
| Median Home Value | $166,100 ▼ 40% below avg ↑ 41% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $803/mo ↑ 13% since 2019 |
| Total Units | 2,998 |
| Vacant Units | 434 |
| Avg HH Size | 2.68 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,998 |
|---|---|
| Vacant | 434 |
| Owner Occupied | 79.0% |
| Renter Occupied | 21.0% |
| Avg HH Size | 2.68 |
ZIP code 41097 is located in Williamstown, Kentucky, within Grant County. With a population of 7,308, this is a lightly populated ZIP code with a middle-aged community — the median age is 41.3 years. Economically, 41097 is a solidly middle-class ZIP code: the median household income of $70,114 is near the national average.
Real estate in ZIP code 41097 represents an affordable housing market. The median home value of $166,100 is below the national average. Renters can expect to pay around $803 per month in median rent. Homeownership is strong here — 79.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 41097 is primarily White (91.15%). Residents are moderately educated — 29.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 10.9%. Household income has grown by 58% since 2019.
The unemployment rate in 41097 stands at 9.3%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 41097 in Williamstown, KY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 7,308 residents, a median household income of $70,114, and a median home value of $166,100, it offers a clear picture of life in this part of Kentucky.