| ZIP Code | 40737 |
|---|---|
| City | Keavy |
| State | Kentucky (KY) |
| County | Laurel County |
| Area Code | 606 |
| Elevation | 1,202 ft |
| Latitude | 37.011038 |
|---|---|
| Longitude | -84.147979 |
| Timezone | New York (DST) |
| FIPS | 21125 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 30.8 yrs ↓ 25% since 2019 |
|---|---|
| Avg Household Size | 3.32 |
| Below Poverty | 19.0% ▲ 90% above avg |
| College Grads | 31.3% ▼ 19% below avg |
| Unemployment | 13.7% ▲ 181% above avg |
| No HS Diploma | 149 (14.3%) |
| HS Graduate | 321 (30.8%) |
| Some College | 212 (20.3%) |
| Associates | 35 (3.4%) |
| Bachelors | 173 (16.6%) |
| Graduate Degree | 153 (14.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,500 ▼ 22% below avg ↓ 3% since 2019 |
|---|---|
| Median Home Value | $134,900 ▼ 52% below avg ↑ 50% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $770/mo |
| Total Units | 550 |
| Avg HH Size | 3.32 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 550 |
|---|---|
| Owner Occupied | 86.6% |
| Renter Occupied | 13.5% |
| Avg HH Size | 3.32 |
ZIP code 40737 is located in Keavy, Kentucky, within Laurel County. With a population of 1,824, this is a sparsely populated ZIP code with a relatively young community — the median age is 30.8 years. Economically, 40737 is a solidly middle-class ZIP code: the median household income of $59,500 is below the national average.
Real estate in ZIP code 40737 represents one of the more affordable housing markets in the country. The median home value of $134,900 is well below the national average. Renters can expect to pay around $770 per month in median rent. Homeownership is strong here — 86.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 50% since 2019.
The population of 40737 is primarily White (95.01%). Residents are moderately educated — 31.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 19.0%. Household income has declined by 3% since 2019.
The unemployment rate in 40737 stands at 13.7%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 40737 in Keavy, KY is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 1,824 residents, a median household income of $59,500, and a median home value of $134,900, it offers a clear picture of life in this part of Kentucky.