| ZIP Code | 40601 |
|---|---|
| City | Frankfort |
| State | Kentucky (KY) |
| County | Franklin County |
| Area Code | 502 |
| Elevation | 454 ft |
| Latitude | 38.234919 |
|---|---|
| Longitude | -84.868786 |
| Timezone | New York (DST) |
| FIPS | 21073 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.9 yrs |
|---|---|
| Avg Household Size | 2.20 |
| Below Poverty | 12.8% ▲ 28% above avg |
| College Grads | 41.5% ≈ Avg |
| Unemployment | 5.6% ▲ 15% above avg |
| No HS Diploma | 412 (1.2%) |
| HS Graduate | 8,922 (26.1%) |
| Some College | 5,689 (16.7%) |
| Associates | 4,948 (14.5%) |
| Bachelors | 2,980 (8.7%) |
| Graduate Degree | 11,177 (32.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $67,125 ▼ 12% below avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $199,900 ▼ 28% below avg ↑ 39% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $944/mo ↑ 24% since 2019 |
| Total Units | 24,224 |
| Vacant Units | 1,539 |
| Avg HH Size | 2.20 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 24,224 |
|---|---|
| Vacant | 1,539 |
| Owner Occupied | 64.6% |
| Renter Occupied | 35.4% |
| Avg HH Size | 2.20 |
ZIP code 40601 is located in Frankfort, Kentucky, within Franklin County. With a population of 51,627, this is a highly populated ZIP code with a middle-aged community — the median age is 40.9 years. Economically, 40601 is a solidly middle-class ZIP code: the median household income of $67,125 is near the national average.
Real estate in ZIP code 40601 represents an affordable housing market. The median home value of $199,900 is below the national average. Renters can expect to pay around $944 per month in median rent. Homeownership is strong here — 64.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.
The population of 40601 is primarily White (80.76%). Residents are well-educated — 41.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 12.8%. Household income has grown by 19% since 2019.
The unemployment rate in 40601 stands at 5.6%, which is above the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 40601 in Frankfort, KY is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 51,627 residents, a median household income of $67,125, and a median home value of $199,900, it offers a clear picture of life in this part of Kentucky.